The next time you need to renew your insurance policies, consider taking these steps to make sure you have the proper coverage for your property.
Most often, people purchase a homeowners insurance or renter’s insurance policy when they first move out and into their new home. And it ends there. Over time, as they make renovations, purchase new items or replace existing appliances, they don’t review their policies to ensure they are properly covered. This, unfortunately, can lead to a gap in their coverage.
What steps should I take to review my homeowners insurance?
The next time you need to renew your insurance policies, consider taking these steps to help you get the most out of them.
Carefully review the limitations on coverage and exclusions on all your policies and make your agent is aware of any significant changes in your life. Some items in your home might qualify for extra protection. For example, you may need more protection for jewelry and firearms.
Business in the home coverage can protect furniture and equipment used for business purposes. Talk to your agent to make sure you're not overlooking important add-ons to your policy as well as sharing any significant changes in your life. Feel free to contact us if you have any questions about your home insurance coverages.