 The Claims Department at Universal Property & Casualty Insurance Company (UPCIC) is ready to help resolve your claim as quickly and efficiently as possible. If you have suffered a loss or damage your claims process begins here. Before you start the claim process the following steps should be taken to minimize loss:
 Cape Cod Open Houses Brought to you by: The Enterprise Newspaper
Bourne Bourne | 30 Foster Howard | $259,000 | 2+ BD, 2BA Home | Milbury & Co. | 508-563-2028 | Sat 12-2 Cataumet Cataumet | 41 Depot Road | $539,000 | 4BD Antique Colonial | Real Estate Associates | 508-563-7173 | Sat 12-2:30 Falmouth Falmouth | 37 Carlson Lane Unit 5 | $509,000 | 4BD Woodneck Condo | Foley Real Estate | 508-548-3415 | Sat/Sun 11-1 Falmouth | 48 Priscilla Street | $329,000 | 4BD 2BA Cape | Kinlin Grover Real Estate | 508-548-6611 | Sat 11-2 Falmouth | 16 Lt. Hauser #2 | $180,000 | 1BD 1BA Condo | Milbury & Co. | 508-563-2028 | Sun 11-1 Falmouth | 40 Main Street #3 | $625,000 | 2BD 2BA Condo | Robert Paul Prop/Young | 781-883-6744 | Fri 3:30-5 Falmouth | 40 Main Street #4 | $625,000 | 2BD 2BA Condo | Robert Paul Prop/Young | 781-883-6744 | Fri 3:30-5 Falmouth | 29 Brown Court | $749,000 | 4BD 3BA Cape VIEWS! | Robert Paul Prop/Ostroff | 508-274-2250 | Sat 1-3 Falmouth | 40 Main Street #3 | $625,000 | 2BD 2BA Condo | Robert Paul Prop/Young | 781-883-6744 | Sun 10-12 Falmouth | 40 Main Street #4 | $625,000 | 2BD 2BA Condo | Robert Paul Prop/Young | 781-883-6744 | Sun 10-12 Falmouth | 207 Grand Ave | $1,495,000 | 10BD 10BA Oceanview | Wm Raveis Real Estate | 508-563-5100 | Sat 1-3 East Falmouth East Falmouth | 4 Raffi Ave | $252,500 | 3BD 2BA Updated Rnch | OWNER | 508-326-3437 | Sat 11-2 East Falmouth | 4 Raffi Ave | $252,500 | 2BD 2BA Updated Rnch | OWNER | 508-326-3437 | Sun 11-2 East Falmouth | 61 Shorewood Drive | $399,900 | 2BD VIEWS! Open Plan | Foley Real Estate | 508-509-4610 | Sat/Sun 11-1 East Falmouth | 64 Bayside Drive | $249,000 | 3BD 1BA Cottage | Kinlin Grover Real Estate | 508-477-2700 | Sat 11-1 East Falmouth | 101 Striper Lane | $325,000 | 3BD 1.5BA Ranch | Real Estate Associates | 508-540-9000 | Sat 12-2 East Falmouth | 164 Acapesket Road | $679,000 | 4BD 2BA Contemp Rnch | Real Estate Associates | 508-563-5266 | Sat 1-3 East Falmouth | 164 Acapesket Road | $679,000 | 4BD 2BA Contemp Rnch | Real Estate Associates | 508-563-5266 | Sun 1-3 East Falmouth | 25 Bob White Way | $1,499,000 | 4BD 3BA Cape | Robert Paul Prop/Malcolm | 508-280-2753 | Sat 11-1 East Falmouth | 22 Summit Lane | $1,275,000 | 4BD 3+1BA Contemp. | Wm Raveis Real Estate | 508-563-5100 | Sat 1:30-3:30 East Falmouth | 55 N. Bournes Pond Rd | $739,900 | 3BD 3BA Cape | Wm Raveis Real Estate | 508-563-5100 | Sat 1-3 East Falmouth | 35 Tarpon Road | $364,900 | 2BD 2BA Ranch | Wm Raveis Real Estate | 508-563-5100 | Sun 11-1 North Falmouth North Falmouth | 94 Weston Road | $419,900 | 3BD 2BA Ranch | Jack Conway, Realtor | 508-540-4200 | Sat 9-11 North Falmouth | 100 Waterside Drive | $2,700,000 | 4BD 3BA Oceanfront | Wm Raveis Real Estate | 508-563-5100 | Sat 1-3 West Falmouth West Falmouth | 5 Katelyn Drive | $609,900 | 4BD 2BA, 2HF BA Cape | Sothebys/Weyand | 508-245-1908 | Sat 12-2 West Falmouth | 50 Colonial Way | $499,000 | 3BD 3BA Ranch | Real Estate Associates | 508-563-7173 | Sun 12-3 Hyannis Hyannis | 37 Greenbrier Lane | $259,900 | 4BD Remodeled Cape | Jack Conway, Realtor | 508-540-4200 | Sat 10-11 Mashpee Mashpee | 172 Dunrobin Road | $1,100,000 | 3.5BD 4.5BA Willowbend | OWNER | 561-665-0315 | Fri/Sat/Sun 12-4 Mashpee | 81 Snead Drive | $629,900 | 3BD 3+1BA Cape | Wm Raveis Real Estate | 508-563-5100 | Sat 11-1 Mashpee | 165 Old Barnstable Rd | $539,000 | 3BD 2BA Ranch | Wm Raveis Real Estate | 508-563-5100 | Sat 11-1 New Seabury New Seabury | 68 Mid-Iron Way #7541 | $269,000 | 2BD 2BA Golf Villa | Kinlin Grover Real Estate | 508-548-6611 | Sat 11-1 New Seabury | 25 Flying Cloud Circle | $379,000 | 2BD 1.5BA Condo | Robert Paul Prop/Regan | 508-284-5450 | Sat 10:30-12 New Seabury | 184 Walton Heath Way | $469,000 | 4BD 2BA Cape | Robert Paul Prop/LaValley | 508-243-3758 | Sat 11-1 Pocasset Pocasset | 6 Elizabeth Road | $259,000 | 3BD Ranch Hen�s Cove | Jack Conway, Realtor | 508-540-4200 | Sat 10-12 Pocasset | 829 Shore Road | $579,900 | 4BD 3BA Cape VIEWS! | Real Estate Associates | 508-563-5266 | Sat 11-1 Pocasset | 18 Spruce Drive | $524,900 | 4BD 3+1BA Gambrel | Wm Raveis Real Estate | 508-563-5100 | Sun 2-4 Sandwich Sandwich | 18 Overlook Drive | $519,000 | 3BD 3.5BA Cape | Robert Paul Prop/Whiteside | 339-987-1127 | Sun 11-12-30  Coastal Flood Area - Cape Cod, MA BY ANGELA GREILING KEANE, BLOOMBERG
May 6, 2014 (Bloomberg) -- More than half the U.S. population lives in coastal areas that are “increasingly vulnerable” to the effects of climate change, which will ripple throughout the U.S. economy, a White House advisory group’s report concluded. The report released today enumerates the impact across the U.S., including a 71% increase in heavy rain and snow in the Northeast during the past half-century and an increased risk from hurricanes linked to higher sea levels.  Flood Insurance is a separate insurance policy and there is also an Excess Flood Insurance Policy available if your house needs MORE than the FEMA $250,000 coverage amount for your home.
Flooding is nature's most common natural disaster. The average homeowner is five times more likely to incur flood damage than fire damage. If you live in a high-risk zone, you have a one-in-four chance of experiencing flood damage. Almost 25% of all flood claims come from low- to moderate-risk areas and 90% of all presidential-declared disasters involved flooding. Homeowner's policies may not cover the flood damage, and the out-of-pocket costs can be burdensome.
Flood insurance is designed to provide an alternative to disaster assistance to reduce the escalating costs of repairing damage to buildings and their contents caused by floods. While your homeowner's policy may cover fire, tornado, or even earthquake damage, most EXCLUDE damage caused by flooding. Those that cover SOME flood damage do so by specific endorsement and only for a certain dollar amount. Check with your insurance agent to see what coverage is available. To learn more about flooding, flood risks, residential coverage, commercial coverage, preparation, recovery, etc., visit our Flood Insurance page.  Most Home Insurance Options for Cape Cod coastal residents.  Earthquakes, floods, and other disasters can seriously disrupt normal life. Services may not be available, transportation may be cut off and roads may be blocked. In some cases, you may be forced to evacuate. Be ready to respond to any situation by assembling and maintaining a Disaster Supplies Kit.
Click 'Read More' below for the Disaster Supplies Plan.  Carpartment Features
Call us at 508-540-2601 for more info. |
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Arthur D. Calfee Insurance Agency, Inc. is a friendly local insurance agency proudly offering Massachusetts, Cape Cod and the Islands. A-Excellent AM Best rating, A+ Excellent by the BBB
Using innovative thinking, cutting-edge tools and expert resources at national and local levels, we deliver the best possible outcome on every policy we manage. Need Home Insurance? Easy, Fast, & Secure Home Insurance. Get Free Quotes 100% Online Now! Available 24/7. Affordable Rates. Cover Your Biggest Investments. Get a homeowners insurance quote, find coverage options. We'll help you understand and customize the right home insurance coverage for you.
Home is where your heart is—along with a healthy chunk of your net worth. Get started today with a free homeowner's quote.
Compare home insurance quotes today and save on protection for your biggest investment. Build a Custom Policy & Make the Switch! Our local underwriting professionals focus exclusively on finding the best home insurance, homeowner's insurance, hazard insurance, investment property insurance, flood insurance, flood zone information, vacation home insurance, second home insurance, auto insurance, collector car insurance, business insurance, general liability insurance, property insurance, professional liability insurance, contractor's liability insurance, worker's comp insurance, key man insurance, whole life insurance, term life insurance, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Pocasset, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, East Dennis, Eastham, Falmouth, East Falmouth, Hatchville, West Falmouth, North Falmouth, Woods Hole, Harwich, Hyannis, Hyannisport, Martha's Vineyard, Nantucket, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Sagamore, Sagamore Beach, Truro, Wellfleet, Yarmouth, and Yarmouthport. Real-Time Pricing. Insurance coverage: Wind Damage, Fire Loss, Water Damage. Protect your home and belongings. Low Rates For Your Best Options to Save Money On Great Coverage! Get a quote today. Home insurance helps protect your house and your family.
Using innovative thinking, cutting-edge tools and expert resources at national and local levels, we deliver the best possible outcome on every policy we manage. Need Home Insurance? Easy, Fast, & Secure Home Insurance. Get Free Quotes 100% Online Now! Available 24/7. Affordable Rates. Cover Your Biggest Investments. Get a homeowners insurance quote, find coverage options. We'll help you understand and customize the right home insurance coverage for you.
Home is where your heart is—along with a healthy chunk of your net worth. Get started today with a free homeowner's quote.
Compare home insurance quotes today and save on protection for your biggest investment. Build a Custom Policy & Make the Switch! Our local underwriting professionals focus exclusively on finding the best home insurance, homeowner's insurance, hazard insurance, investment property insurance, flood insurance, flood zone information, vacation home insurance, second home insurance, auto insurance, collector car insurance, business insurance, general liability insurance, property insurance, professional liability insurance, contractor's liability insurance, worker's comp insurance, key man insurance, whole life insurance, term life insurance, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Pocasset, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, East Dennis, Eastham, Falmouth, East Falmouth, Hatchville, West Falmouth, North Falmouth, Woods Hole, Harwich, Hyannis, Hyannisport, Martha's Vineyard, Nantucket, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Sagamore, Sagamore Beach, Truro, Wellfleet, Yarmouth, and Yarmouthport. Real-Time Pricing. Insurance coverage: Wind Damage, Fire Loss, Water Damage. Protect your home and belongings. Low Rates For Your Best Options to Save Money On Great Coverage! Get a quote today. Home insurance helps protect your house and your family.
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Please note: The above is meant as general information to help you understand the different aspects of insurance. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features on this page are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.
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