 When it comes to insurance, most people focus on what they have to cover — their home, their car, maybe even a small business. But sometimes, the unexpected can stretch far beyond the limits of your standard policy. And when that happens, it’s not just your property that’s at risk — it’s your savings, your future, and your peace of mind. That’s where umbrella insurance comes in. Umbrella insurance acts as an extra layer of protection that sits on top of your existing home, auto, or watercraft policy. Think of it as a safety net that catches what your regular coverage can’t. If you ever face a serious accident, lawsuit, or claim that exceeds your basic policy limits, your umbrella coverage steps in to handle the rest. It’s designed to protect you from those “it’ll never happen to me” moments — because sometimes, they do. ☂️ Why Extra Protection MattersImagine this: you’re involved in a car accident that injures several people, and the damages total $800,000. Your auto insurance covers $300,000 — but you’re still responsible for the remaining $500,000. Without umbrella coverage, that amount could come directly from your savings, retirement accounts, or even home equity. Umbrella insurance protects you from that financial fallout. It covers the costs that go beyond what your primary policies can handle, including:
💡 Affordable, Flexible, and Worth Every PennyOne of the best-kept secrets in insurance is how cost-effective umbrella policies really are. For as little as a few hundred dollars a year, you can often add $1 million or more in additional coverage. That’s a small investment for the confidence that your hard-earned assets — your home, savings, and financial stability — are protected no matter what. At Calfee Insurance, we believe coverage should grow with you, not against you. Our team takes the time to understand your lifestyle, review your current limits, and make sure you have the protection that fits your needs — not just what a formula suggests. 🌊 Protection Rooted in Local CareHere on Cape Cod, life is full of motion — boating, driving, hosting, living. With so much activity, even the most careful moments can turn unpredictable. That’s why having local agents who understand your risks makes a difference. We don’t just sell policies — we guide, explain, and make sure every “what if” has an answer. Because a little extra protection truly goes a long way — through Calfee Insurance. 
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Because life’s biggest surprises deserve more than basic protection — with Calfee Insurance. Life is unpredictable. One moment everything feels under control — your home is insured, your car is protected, your plans are steady. But then, something unexpected happens: a major accident, a serious injury, or a lawsuit that goes beyond what your standard insurance covers. Suddenly, your savings, home, and even future income could be at risk. That’s where umbrella coverage comes in. It’s the protection you hope you never need — but will be grateful to have when life throws the unthinkable your way. At Calfee Insurance, we believe peace of mind means being prepared for every scenario, not just the common ones. Let’s break down what umbrella insurance really is, how it works, and why it might be one of the smartest decisions you can make for your family’s financial future. ☂️ What Exactly Is Umbrella Insurance?Umbrella insurance is like a safety net that sits above your existing home, auto, or boat policies. It extends your liability protection — meaning if a claim or lawsuit costs more than what your standard policy covers, your umbrella policy steps in to cover the rest. Here’s an example: Imagine you’re found liable for a car accident that causes serious injuries to another driver. Your auto insurance covers $250,000 in liability, but the total damages reach $750,000. Without umbrella insurance, you’d be personally responsible for that remaining $500,000 — a sum that could easily drain savings, retirement accounts, or even your home equity. Umbrella coverage fills that gap, offering an extra layer of financial protection — often in increments of $1 million or more — for only a small fraction of the cost you might expect. ⚖️ Why You Might Need It (Even If You Think You Don’t)Many people assume umbrella insurance is only for the wealthy. But the truth is, anyone can be sued, and accidents don’t discriminate. If you drive, own a home, host guests, have kids, or even post online — you have some level of liability exposure. Umbrella insurance helps protect you from:
Think of it this way: umbrella insurance doesn’t just protect your assets — it protects your future income too. If you were ever ordered to pay damages beyond your standard policy’s limits, your wages could be garnished. Umbrella coverage ensures that doesn’t happen. 🌊 How It Fits into Your Life on Cape CodHere on Cape Cod, life is full of beauty and activity — boating, driving along scenic roads, hosting family gatherings, and enjoying our coastal lifestyle. But with that active lifestyle comes a variety of risks that make umbrella coverage a wise consideration. A boating accident, a guest injury at your vacation rental, or even a momentary lapse in driving judgment can all lead to claims that exceed standard coverage limits. That’s why Calfee Insurance helps local families and businesses take a close look at their potential exposures and find the right umbrella policy to fit their needs. We understand the local risks because we live and work here, too. Our team knows how Cape Cod life looks in reality — not just on paper — and we’re here to help make sure your protection matches that reality. 💰 The Cost of Coverage — Small Price, Big ProtectionOne of the best things about umbrella insurance is how affordable it is. For most households, an additional $1 million in coverage can cost less per month than a few cups of coffee. It’s one of the most cost-effective ways to secure major peace of mind. When you weigh the cost against the potential risk of losing your savings or home to an unexpected lawsuit, the value is undeniable. 💬 Why Choose Calfee Insurance for Your Umbrella CoverageAt Calfee Insurance, we don’t believe in one-size-fits-all protection. We take the time to get to know your lifestyle, your goals, and the things you’ve worked hard for — so your insurance grows with you, not just around you. Our team makes complex topics simple to understand. We’ll walk you through your coverage limits, explain how umbrella insurance connects to your home and auto policies, and ensure you have the protection you truly need — without paying for what you don’t. It’s the kind of personal, local guidance you can only get from people who know your roads, your roots, and your community. ✨ The Bottom LineUmbrella coverage isn’t about expecting the worst — it’s about being ready for it. Because sometimes, even one accident can change everything. Protecting your home, assets, and peace of mind starts with understanding what’s possible — and choosing the right local team to guide you. Extra protection. Real peace of mind. Truly local care — through Calfee Insurance.  Every November 11th, our nation pauses to honor the men and women who have stood in service to protect our freedom. Veterans Day is more than just a date on the calendar — it’s a reminder of the courage, sacrifice, and unwavering dedication of those who put others before themselves. At Calfee Insurance, we take this moment to reflect, give thanks, and pay tribute to every veteran who has served our country with honor. Our local community here on Cape Cod is filled with stories of service — of neighbors, friends, and family members who have worn the uniform with pride. Whether they served decades ago or are still serving today, their commitment continues to inspire us. These are individuals who answered the call to something greater than themselves, and because of them, we are able to enjoy the safety and peace that define our way of life. At Calfee Insurance, we believe that honoring veterans goes beyond words. It’s about recognizing the strength of their spirit and the values they represent — courage, integrity, and dedication to community. These are the same values we aim to reflect in how we serve our clients every day. Just as veterans protect what matters most, we strive to help our neighbors protect their homes, families, and futures with care and respect. Veterans remind us that protection isn’t just about defense — it’s about love. Love for family, for community, for the country they serve. And in many ways, that same sense of responsibility guides how we approach insurance. Our mission has always been rooted in service — not just policies and paperwork, but genuine support for the people who make our communities strong. Today, we extend our heartfelt gratitude to every veteran — especially those in our own Cape Cod community. Your bravery has made our freedoms possible, and your sacrifices have built the foundation upon which we live and thrive. As we honor you this Veterans Day, may we all take time to reflect on what your service truly means. Let’s reach out, say thank you, and carry your legacy forward through kindness, compassion, and respect for one another. From all of us at Calfee Insurance, we honor your courage, we celebrate your dedication, and we thank you — deeply and sincerely — for your service. Honoring courage, service, and sacrifice — with pride from Calfee Insurance.  When it comes to insurance, many people think the key to saving money is finding the lowest price. But at Calfee Insurance, we know that true savings start with understanding your policy — inside and out. Knowing what your coverage actually includes can prevent costly surprises, wasted premiums, and unnecessary risks. Because when you understand your policy, you’re not just saving money — you’re protecting your future. Understanding What You’re Paying ForYour insurance policy isn’t just a stack of papers — it’s a promise. It’s there to protect you when life doesn’t go as planned. But too often, people don’t realize what their policy truly covers until it’s too late. That’s why at Calfee Insurance, we take the time to walk you through it all — your deductibles, limits, and exclusions. These are the key details that determine how much you’ll pay, how much your policy will cover, and what situations might not be included. Knowing these details helps you make informed choices. It’s the difference between feeling uncertain when filing a claim and knowing you’re fully covered when you need it most. How Understanding Saves You MoneyInsurance isn’t just about protection — it’s about smart financial planning. When you understand your policy, you can adjust it to fit your lifestyle, needs, and budget. For example:
Local Knowledge. Real Guidance.Online quotes can give you a number — but they can’t give you insight. As a local agency right here on Cape Cod, Calfee Insurance understands the unique risks of living near the coast — from storm exposure to seasonal property concerns. We bring local expertise that algorithms can’t match. Our agents know the community, the neighborhoods, and the challenges Cape Cod families and businesses face. That’s how we help you find coverage that truly fits, not just one that looks cheap on paper. Confidence Comes From ClarityWhen you understand your insurance, you gain more than just savings — you gain confidence. You can rest easy knowing that when something unexpected happens, you’re prepared. At Calfee Insurance, our mission is to make insurance simple, transparent, and personal. Because we believe that informed clients are protected clients. So, before you renew or buy your next policy, take the time to truly understand it. Talk to someone who can explain it clearly and honestly — someone who knows your community and cares about your peace of mind. Insurance can feel complicated. Deductibles, limits, exclusions… the terms alone sound intimidating. But understanding them is crucial to making sure your home, car, or business is properly protected. At Calfee Insurance, we believe that insurance shouldn’t be confusing — it should give you peace of mind. When you understand what your policy covers — and what it doesn’t — you make smarter decisions, avoid costly surprises, and get the protection that fits your unique needs. Let’s break it down simply Deductibles: What You Pay Out of PocketA deductible is the amount you pay when you file a claim before your insurance covers the rest. For example, if your deductible is $1,000 and you have $5,000 in covered damage, you pay $1,000, and your insurer pays $4,000. Choosing the right deductible is all about balance. A higher deductible usually means lower monthly premiums, but it also means more money out of pocket if something happens. A lower deductible keeps your immediate costs smaller but may increase your premium. At Calfee Insurance, we help you evaluate your options. We take the time to understand your financial situation and your risk tolerance, so your deductible fits your lifestyle. It’s not just about numbers — it’s about what makes sense for you and your family. Limits: Know the MaximumsEvery policy has limits, which are the maximum amount your insurance will pay for a claim. These limits apply to specific types of coverage, such as your home, auto, or valuables. For instance, if your home insurance has a $300,000 limit and your house suffers $400,000 in damage, you would be responsible for the $100,000 difference. Understanding these limits ensures you’re adequately protected. Many people assume their policy covers “everything,” but that’s not the case. That’s why it’s important to discuss your limits with a local agent who knows your area. At Calfee Insurance, we review your home, car, or business in detail to make sure your limits match your actual replacement costs and lifestyle. This local insight can prevent gaps in coverage that online quote tools might miss. Exclusions: What’s Not CoveredExclusions are the items or situations your policy doesn’t cover. Every insurance policy has them. Common exclusions include certain natural disasters, intentional damage, or high-value items that require additional coverage. Knowing your exclusions ahead of time is critical. Without this knowledge, you might be surprised when a claim is denied. At Calfee Insurance, we explain exclusions in plain language, so you know exactly what’s protected and what may require extra coverage. This clarity lets you make informed decisions and avoid unexpected out-of-pocket costs. Why Understanding These Terms MattersMany insurance problems happen not because people lack coverage, but because they misunderstand their policies. Deductibles, limits, and exclusions might sound technical, but they directly affect your protection and your wallet. Understanding these terms helps you:
For example, imagine a Cape Cod homeowner who assumes their policy covers flooding. Without knowing exclusions, they could face thousands in out-of-pocket costs after a storm. A local agent at Calfee Insurance could have explained the gap and recommended a flood policy — saving them both money and heartache. The Calfee Insurance AdvantageAt Calfee Insurance, we combine experience with local insight. We’ve served Cape Cod families and businesses for over 40 years, and we understand the unique risks of living and working here — from coastal storms to seasonal traffic hazards. When you work with us, you get more than a policy — you get:
We walk clients through each policy in plain language, ensuring you understand every detail. Because insurance isn’t just paperwork — it’s protection for your family, your home, and your future. Take Control of Your CoverageUnderstanding deductibles, limits, and exclusions might seem complicated, but it doesn’t have to be. With the right guidance, these terms become tools that help you make informed decisions, optimize your coverage, and save money. Whether you’re buying a home, renewing your auto insurance, or protecting a small business, working with a local agent ensures you’re truly covered. At Calfee Insurance, we help Cape Cod residents navigate these decisions with confidence and care.  When it comes to insurance, most people think saving money means finding the lowest price. But at Calfee Insurance, we believe real savings come from something deeper — understanding. Anyone can hand you a quote. But only a local agent who listens, asks the right questions, and truly gets to know your needs can help you find coverage that saves you money and protects what matters most. Because being understood isn’t just about your budget — it’s about your story. Listening Before the QuoteEvery client is different. Your home, your lifestyle, your family, and your priorities all shape what kind of protection you really need. But that’s something an algorithm or online quote form can’t see. At Calfee Insurance, we take the time to listen. We want to know how you live, what you value, and what keeps you up at night. Maybe your home sits close to the coast. Maybe your car is essential for your daily commute. Or maybe you’re a small business owner trying to balance costs and coverage. By understanding those details, we can tailor your insurance to match your life — ensuring you’re protected from the real risks you face while avoiding unnecessary add-ons that inflate your premium. That’s how true savings begin. Local Insight, Smarter ProtectionBeing a local agency gives us an edge that no automated system can replicate. We live here on Cape Cod, too — we know the roads, the neighborhoods, the flood zones, and even the small details that affect your insurance rates. When storms hit or seasons shift, we’re ready with advice that fits the Cape’s unique needs. That means smarter home coverage, the right auto protections, and trusted carriers who understand the coastal lifestyle. Our clients don’t have to guess whether they’re properly covered. They know — because we make sure of it. Saving More Than Just MoneyAt Calfee Insurance, saving more means saving time, stress, and worry. When life throws you a curveball — a storm, an accident, or a claim — you won’t be dialing an automated helpline. You’ll be calling a local agent who knows your name and your story. That kind of connection brings more value than any discount ever could. It’s the peace of mind that comes from knowing someone is looking out for you, every step of the way. The Calfee DifferenceFor over 40 years, Calfee Insurance has helped Cape Cod families, homeowners, and business owners protect what matters most through genuine understanding and local care. We combine expertise with empathy — because the best savings come from knowing your needs, not guessing them. So when it comes to insurance, don’t just look for the lowest number. Look for someone who truly listens. In today’s digital world, convenience is everything. You can order dinner, plan a vacation, or even buy insurance with just a few clicks. Algorithms promise instant quotes, “smart” recommendations, and supposedly the best deals in seconds. But here’s the truth — when it comes to protecting your home, your car, and your peace of mind, algorithms can’t compete with the human touch. At Calfee Insurance, we’ve seen it all: clients who came to us after an online policy failed them, homeowners who didn’t realize they were underinsured, and drivers who didn’t understand what their coverage actually meant until it was too late. And in almost every case, what was missing wasn’t data — it was understanding. Because real protection doesn’t come from a computer. It comes from a conversation. 1. Algorithms Give You a Policy. Local Agents Give You a Plan.Online quote tools use data points to decide your rate — your ZIP code, vehicle type, credit score, and age. They’re fast, but they’re also blind. They don’t know about the improvements you made to your home, how often you actually drive, or the way Cape Cod weather affects your property year after year. A local agent looks beyond numbers. At Calfee Insurance, we ask questions, listen carefully, and find the coverage that fits your life. Maybe that means adjusting your home coverage to include coastal flooding. Maybe it means bundling your auto and homeowners insurance for better savings. Or maybe it’s reviewing your deductibles to make sure you’re not paying for protection you don’t need. That level of personalization doesn’t come from an app — it comes from a neighbor who cares enough to ask. 2. We Understand Local Risks — Because We Live Them TooCape Cod is beautiful, but it also comes with its own set of challenges. From ocean storms and high winds to seasonal traffic and changing property values, the risks here are unlike anywhere else. Algorithms don’t understand that nuance. But at Calfee Insurance, we do. We know which neighborhoods flood first, how local ordinances can affect rebuilding costs, and what carriers offer the best options for coastal coverage. That local insight helps us identify risks early — and often helps our clients save money in the long run by preventing costly surprises. Insurance isn’t one-size-fits-all, especially not here on the Cape. That’s why having someone local makes all the difference. 3. Local Agents Save You Money — and HeadachesYou might assume that online insurance is always cheaper. But in reality, local agents often find better value because they understand how coverage works together. Our team looks for discounts algorithms miss — multi-policy savings, home safety credits, and even local partnerships that benefit Cape Cod residents. More importantly, we make sure your savings don’t come at the cost of coverage. When you buy insurance online, it’s easy to focus on price alone. But what’s the point of a cheap policy if it doesn’t protect what matters most? At Calfee Insurance, our goal isn’t just to lower your premium — it’s to maximize your protection while keeping it affordable. And when life happens — from fender benders to storm claims — you won’t be stuck on hold with a chatbot. You’ll call our office and talk to someone who already knows your story. 4. The Power of People and TrustInsurance is personal. It’s about your home, your car, your family, and your future. That’s why trust matters. At Calfee Insurance, we’re more than a local agency — we’re part of the Cape Cod community. We see our clients at local events, in line for coffee, and on the same roads we help protect. That sense of connection drives everything we do. We don’t just help you buy coverage; we help you understand it. We walk you through your policy line by line, so you know exactly what’s protected and what’s not. And when the unexpected happens, we’re right here — no automated responses, no distant call centers. Just neighbors helping neighbors. 5. The Calfee DifferenceFor over 40 years, Calfee Insurance has been helping families, homeowners, and businesses across Cape Cod find protection that truly fits. Our team combines the best of both worlds: the modern efficiency of today’s tools with the timeless value of personal service. When you choose Calfee, you’re not just choosing a policy — you’re choosing peace of mind, local care, and a team that has your back. Because an algorithm might find you a quote. But a neighbor? A neighbor finds you the right coverage. Protect What Matters, LocallyAt the end of the day, your insurance should reflect more than your data — it should reflect your life. That’s the power of working with a local agent who understands your roads, your risks, and your roots. Because some things are best handled by neighbors — Calfee Insurance.   Every community has its own rhythm, and here on Cape Cod, that rhythm is something special. From the scenic shoreline drives to the charming local streets of Falmouth, Mashpee, and beyond, life here is shaped by the ocean breeze, close-knit neighborhoods, and a shared sense of home. At Calfee Insurance, we understand that connection — because we’re part of it, too. When it comes to protecting your home, car, or business, choosing a local insurance agency isn’t just convenient — it’s meaningful. It means working with people who know your community, understand your risks, and genuinely care about your peace of mind. Local Knowledge That Makes a DifferenceNational insurance companies may offer broad policies, but they often miss the nuances of life on Cape Cod. From coastal flooding concerns to seasonal weather patterns, local challenges require local understanding. That’s where Calfee Insurance stands apart. We’ve been part of this community for decades, helping families and businesses navigate everything from home coverage to auto protection with confidence and care. Our team doesn’t just read about Cape Cod conditions — we live them. That firsthand experience helps us craft insurance solutions that make sense for where you live, how you drive, and what you value. Neighbors Helping NeighborsAt Calfee Insurance, we’re more than just an agency — we’re your neighbors. You’ll see us at local events, supporting Cape businesses, and cheering on community efforts across the region. This isn’t just where we work — it’s where we raise families, build friendships, and invest in the future. That’s why our approach to insurance goes beyond policies and paperwork. We take the time to get to know you — your goals, your worries, and your needs — so we can recommend the right protection, not just the easiest option. When life brings the unexpected, we’re just a call away, ready to help with the kind of personal support only a local team can deliver. Rooted in Trust, Growing with YouOver the years, Cape Cod has changed, but one thing remains constant — the value of trust. Our clients stay with us because they know we’ll be there when it matters most, offering guidance that’s honest, reliable, and rooted in genuine care. Whether you’re insuring your first car, protecting your dream home, or securing your business, Calfee Insurance is here to help you feel confident in every decision. Because when your insurance knows your roads and your roots, you can move forward with peace of mind. Insurance that knows your roads and your roots — Calfee Insurance. When it comes to protecting what matters most, local makes all the difference. In a world of 1-800 numbers, automated systems, and faceless online policies, working with a local insurance agency brings something priceless — real people who truly understand you and your community. At Calfee Insurance, we believe that insurance isn’t just about policies — it’s about relationships, trust, and local expertise. For more than 40 years, we’ve proudly served Cape Cod, Falmouth, and surrounding Massachusetts communities, helping our neighbors protect their homes, cars, and businesses with care that only comes from being local. Why Local Insurance MattersWhen you choose a local insurance agency, you’re not just signing up for coverage — you’re joining a network of people who genuinely care about your safety and peace of mind. Local agencies bring something that large national companies can’t: personal connection and community understanding. Here’s why that matters:
Calfee Insurance: Local Care, Trusted ProtectionFor over four decades, Calfee Insurance has been protecting Cape Cod families and businesses through every season. We understand that coastal living brings both beauty and challenges — from salt air to nor’easters — and we’re here to make sure you’re prepared for it all. Our promise is simple: to provide reliable protection, honest advice, and personalized service every time. Whether you’re shopping for home, auto, or business insurance, we’ll help you find the right balance of coverage and cost — so you can enjoy peace of mind without breaking your budget. We work with trusted carriers to make sure our clients get quality coverage at competitive rates. But what really sets us apart isn’t just our policies — it’s our people. When you walk into Calfee Insurance, you’re greeted by neighbors who know your name and care about your story. You’ll never be treated like a number — because you’re part of the community we love to serve. Real People, Real ProtectionLife on Cape Cod has its rhythm — quiet winters, bustling summers, ocean breezes, and close-knit neighborhoods. That local rhythm is what guides how we serve our clients. We understand the local roads you drive, the neighborhoods you live in, and the seasonal challenges your property faces. That’s the advantage of going local: you’re covered by people who get it. We take the time to explain what each policy means, what it covers, and why it matters — so you can make confident, informed decisions. Whether you’re insuring your first car, your dream home, or your growing business, we’re right here beside you every step of the way. Why “Think Local. Insure Local.” Matters More Than EverIn a fast-moving digital world, it’s easy to lose the human connection behind important life decisions. But when it comes to protecting what matters — your family, your home, your livelihood — that human connection makes all the difference. Choosing a local agency means choosing a team that’s truly invested in you. It means real conversations, real support, and real peace of mind. At Calfee Insurance, our goal is to make sure you feel confident every time you get behind the wheel, lock your front door, or head to work. Because no matter where life takes you, we’ll be right here in your corner — ready to help when you need us most. Let’s Protect What Matters — TogetherAt the end of the day, insurance isn’t just about paperwork — it’s about people. And when those people are local, the care is deeper, the service is faster, and the protection is stronger. So whether you’re new to the area or a lifelong Cape Cod resident, take a moment to think local — and insure local. Think Local. Insure Local. Calfee Insurance.  Every road tells a story. Some are familiar, like your daily drive to work or a quick run into town. Others lead to new destinations — a weekend getaway, a family visit, or just a peaceful ride along the Cape. But whether the journey is short or long, smooth or stormy, one thing remains certain: every road deserves reliable protection. At Calfee Insurance, we believe that peace of mind behind the wheel starts long before you turn the key. It starts with preparation, awareness, and the confidence that comes from knowing you’re protected — no matter what lies ahead. Every Journey Comes With RisksDriving is something many of us do without thinking twice, but it comes with real responsibilities. From unexpected weather and drowsy driving to sudden stops and distracted motorists, the road can change in an instant. That’s why being cautious isn’t enough — being protected is essential. Reliable insurance isn’t just about meeting state requirements; it’s about securing what matters most. When accidents, damage, or injuries happen, the right coverage keeps you from carrying the burden alone. It gives you the freedom to focus on what truly matters — your safety, your loved ones, and getting back on the road with confidence. Protection That Travels With YouHere in Cape Cod, our roads are as diverse as the people who drive them — from quiet village lanes to busy highways near Falmouth and Sandwich. Whether you’re navigating morning traffic or cruising by the shoreline, Calfee Insurance ensures your protection travels with you every mile. Our team works closely with trusted carriers to provide policies that fit your lifestyle and budget. We don’t believe in one-size-fits-all coverage — we believe in personalized solutions that reflect your needs. Whether you drive a family SUV, a small business vehicle, or your dream convertible, we help make sure you’re covered where it counts. Local Care You Can TrustWhat makes Calfee Insurance different is more than our policies — it’s our people. For over 40 years, we’ve served the Cape Cod community with honesty, care, and local expertise. We live here, drive here, and understand what our neighbors face on the road. That’s why when you call Calfee Insurance, you’re not reaching a call center — you’re connecting with a local team that truly cares. We take the time to explain your options, answer your questions, and make sure you feel confident about your protection every step of the way. Drive Confidently, Live FullyWhether you’re heading out for a quick errand or a coastal drive at sunset, remember — every road deserves reliable protection. And that’s exactly what we provide at Calfee Insurance. Because every road deserves reliable protection — Calfee Insurance. |
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Arthur D. Calfee Insurance Agency, Inc. is a friendly local insurance agency proudly offering Massachusetts, Cape Cod and the Islands. A-Excellent AM Best rating, A+ Excellent by the BBB
Using innovative thinking, cutting-edge tools and expert resources at national and local levels, we deliver the best possible outcome on every policy we manage. Need Home Insurance? Easy, Fast, & Secure Home Insurance. Get Free Quotes 100% Online Now! Available 24/7. Affordable Rates. Cover Your Biggest Investments. Get a homeowners insurance quote, find coverage options. We'll help you understand and customize the right home insurance coverage for you.
Home is where your heart is—along with a healthy chunk of your net worth. Get started today with a free homeowner's quote.
Compare home insurance quotes today and save on protection for your biggest investment. Build a Custom Policy & Make the Switch! Our local underwriting professionals focus exclusively on finding the best home insurance, homeowner's insurance, hazard insurance, investment property insurance, flood insurance, flood zone information, vacation home insurance, second home insurance, auto insurance, collector car insurance, business insurance, general liability insurance, property insurance, professional liability insurance, contractor's liability insurance, worker's comp insurance, key man insurance, whole life insurance, term life insurance, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Pocasset, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, East Dennis, Eastham, Falmouth, East Falmouth, Hatchville, West Falmouth, North Falmouth, Woods Hole, Harwich, Hyannis, Hyannisport, Martha's Vineyard, Nantucket, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Sagamore, Sagamore Beach, Truro, Wellfleet, Yarmouth, and Yarmouthport. Real-Time Pricing. Insurance coverage: Wind Damage, Fire Loss, Water Damage. Protect your home and belongings. Low Rates For Your Best Options to Save Money On Great Coverage! Get a quote today. Home insurance helps protect your house and your family.
Using innovative thinking, cutting-edge tools and expert resources at national and local levels, we deliver the best possible outcome on every policy we manage. Need Home Insurance? Easy, Fast, & Secure Home Insurance. Get Free Quotes 100% Online Now! Available 24/7. Affordable Rates. Cover Your Biggest Investments. Get a homeowners insurance quote, find coverage options. We'll help you understand and customize the right home insurance coverage for you.
Home is where your heart is—along with a healthy chunk of your net worth. Get started today with a free homeowner's quote.
Compare home insurance quotes today and save on protection for your biggest investment. Build a Custom Policy & Make the Switch! Our local underwriting professionals focus exclusively on finding the best home insurance, homeowner's insurance, hazard insurance, investment property insurance, flood insurance, flood zone information, vacation home insurance, second home insurance, auto insurance, collector car insurance, business insurance, general liability insurance, property insurance, professional liability insurance, contractor's liability insurance, worker's comp insurance, key man insurance, whole life insurance, term life insurance, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Pocasset, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, East Dennis, Eastham, Falmouth, East Falmouth, Hatchville, West Falmouth, North Falmouth, Woods Hole, Harwich, Hyannis, Hyannisport, Martha's Vineyard, Nantucket, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Sagamore, Sagamore Beach, Truro, Wellfleet, Yarmouth, and Yarmouthport. Real-Time Pricing. Insurance coverage: Wind Damage, Fire Loss, Water Damage. Protect your home and belongings. Low Rates For Your Best Options to Save Money On Great Coverage! Get a quote today. Home insurance helps protect your house and your family.
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Please note: The above is meant as general information to help you understand the different aspects of insurance. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features on this page are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.
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