Real Facts about Flood Protection
Need an Elevation Certificate?
Don’t wait until water is at your door
Consider purchasing flood insurance sooner rather than later. Keep in mind that there’s often a 30-day wait after purchase for the policy to take effect. So call or write us today about flood insurance. It’s rainy day protection that could help save your most valuable investment: your home or business.
Most Home & Flood Insurance Options Available for Cape Cod Residents living in Coastal Properties!
The Cape Cod Commission has interactive comparison flood maps showing old flood maps against the new proposed maps.
Barnstable· Bourne· Brewster· Chatham· Dennis·
Eastham· Falmouth· Harwich· Mashpee· Orleans·
Provincetown· Truro· Wellfleet· Yarmouth·
You’ve worked hard to live the dream of owning a home or business. Most of the time, hard work, property insurance and a little luck are enough to keep both safe from harm.
Then along comes a flood through a hurricane, rapid snow melt, new development in your area, or rain that just won’t go away.
It happens more often than you might think: If your property is in what is called a “100-year floodplain”, for instance, Cape Cod, you have a one in four chance of a flood during the life of a 30-year mortgage. Greater odds than many other risks, including fire.
Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes , overtopped levees, outdated or clogged drainage systems and rapid accumulation of rainfall.
MORE FEMA FLOOD MAPS
Is Your Property in a Flood Zone? Use links below to find your FEMA map.
1) Check FEMA Map Index to find your Map Number (e.g. 25001C0103J)
2) Using your Map Number, view your preliminary FEMA Map
FEMA FLOOD MAP RESOURCES
Q & A - what to expect when NEW maps take effect
Guide to Elevation Certificates
Rebuilding in an AE Zone
Rebuilding in a VE Zone
Flood-hazard maps have been created to show different degrees of risk for your community, which help determine the cost of flood insurance. The lower the degree of risk, the lower the flood insurance premium.
Just because you haven't experienced a flood in the past, doesn't mean you won't in the future. Flood risk isn't just based on history, it's also based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development.
Arthur D. Calfee Insurance Agency, Inc. is proudly serving primary home, vacation home, auto, collector car, business, general liability, property, professional liability, contractor's liability, worker's comp, key man, whole life, term life, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, Eastham, Falmouth, Hatchville, Harwich, Hyannis, Hyannisport, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Truro, Wellfleet, Woods Hole, Yarmouth, and Yarmouthport.