The Value of an Independent Agent
Home Insurance, Auto Insurance & Umbrella
ARBELLA HOME Package Comparison Charts
DISCOUNTS
With Arbella, you can offer your Massachusetts customers many ways to save on auto and home insurance - starting with a savings of 22 percent on their homeowners premium. They may also qualify for five percent savings on auto premium if both their auto and home are insured with Arbella. A summary of our available discounts follows.
Ways to Save on Automobile Insurance
New to Arbella? Your customers can save 7% if they qualify for the Arbella Advantage discount.
Qualifying customers can lower their premium by 3% when they pay their policy in full! For new business, payment must be made in full upon down payment. For renewal business, payment must be made in full upon the first installment due date.
If your customer has a student away, that's 10 percent less they pay. Your customers can cut costs on certain coverages when a household driver with less than 6 years driving experience resides at a college or another accredited educational institution more than 100 miles from where the car is garaged.
Energy-saving hybrids or electrics save 10 percent. If your customer has a hybrid that runs on two or more power sources or an electric-only vehicle, you can drive down their costs on certain coverages.
Multi Car Individual/Spouse discount. Customers can lower their premium 5% on certain coverages when they insure more than one car with Arbella. If they insure more than one car on the same policy and they may save an additional 2%* - and get the ease of one invoice!
Multi Car Family discount. Inexperienced principal operators who reside in the same household as their parent/guardians, who are currently receiving the Multi Car discount, may be entitled to a 5% reduction of their premium.
(Please note: The Multi Car Individual/Spouse discount and the Multi Car Family discount cannot be combined.)
Account Credit discount earns up to 10 percent off. Now customers may be eligible for savings up to 10 percent off their total premium if they have other personal insurance with Arbella or 5 percent if they have personal insurance with another approved insurer.
Renew and save with our auto loyalty discount. Customers may be eligible to earn an additional discount off their total auto insurance premium every year they renew with Arbella.
Arbella is committed to improving inexperienced driver safety! Inexperienced drivers who share this commitment and go the extra mile by completing a safety training program for inexperienced operators that uses both a driver simulator and on-line training curriculum as defined by Arbella may qualify for an additional 7 percent off certain coverages.
Advanced Driver Training earns 5 percent off. New and inexperienced drivers successfully completing the basic driver training course and the In Control Advanced Driver Training Program, Driven School of Advanced Driver Training Program or the Stevens Advanced Driver Training Program gain life-saving skills on the road - and a 5 percent discount off certain coverages on their yearly auto insurance premium.To find out more about In Control, visit their Web site at www.incontroladt.com or call 1-888-Safe (7233).
To find out more about Stevens Advanced Driver Training, visit their Web site at www.skidschool.us or call 603-296-4094.
To find out more about Driven School of Advanced Driver Training, visit their Web site atwww.driversafetytrainingschool.com or call 413-667-4365.
Anti-theft devices save up to 36 percent. Arbella will discount your customer's auto comprehensive coverage insurance premium as much as 36 percent, depending on the anti-theft device in place.
Passive restraints cut costs. If your customer's auto is equipped with an air bag or automatic seat belts, they can pay less on their Arbella auto insurance.
If your customers drive less, they should pay less. We have expanded our low mileage discount by adding an additional category to allow more drivers to qualify for a discount. Now with Arbella's Annual Mileage Discount, your customers may save on certain coverages if their annual mileage is less than 10,000 miles a year.
Ways to Save on Property Insurance
Auto Rewards saves 22 percent. Insure your customer's home and auto with Arbella and save them 22 percent* off certain coverages of their total homeowners insurance premium. They will also enjoy additional coverage benefits.
Save 10 percent off certain coverages for your customer's insurance on rental property. Our Account Credit is applied to your customer's dwelling fire premium when they also carry Arbella auto insurance.
Renew and save 3 percent. Our Loyalty Credit gives your customer a 3 percent discount off certain Arbella homeowners coverages every year they renew their Arbella policy. Insure their auto with Arbella and the discount goes up to 5 percent* off certain coverages.
New home credit saves up to 20 percent. Our New Home Credit reduces your customer's insurance cost up to 20 percent on certain coverages for a new home. They can continue to earn discounts until their home is 10 years old.
Protective devices earn savings. Arbella rewards your customer's commitment to keeping their home safe with burglar alarms, smoke detectors, fire alarms and/or automatic sprinklers. Using any of these devices qualifies your customer for a reduced premium off certain coverages, based on the device. Homes with properly installed and maintained smoke detectors, deadbolt locks and fire extinguishers qualify for our Residence Safety Package discount.
A MAHA Workshop generates 10 percent off. First-time homebuyers attending a Massachusetts Affordable Housing Alliance Workshop earn 10 percent off certain Arbella homeowners coverages for two years. Seminars prepare buyers for the big step of purchasing a residence and cover everything from finding a good home inspector, to navigating the closing process.
Arbella Insurance Group is comprised of insurers doing business in the states of Connecticut, Massachusetts, and Rhode Island. These materials apply to policies written in Massachusetts only and are not intended to constitute an advertisement, solicitation or offer for sale in any other jurisdiction. These marketing materials do not provide a complete description of all coverages, exclusions and conditions in the policy. Policy terms may be changed by the insurer from time to time. Anyone interested in our products should seek more information from one of our professional agents. Our agents can review your particular circumstances and explain the details of any coverages. Issuance of coverage is subject to underwriting.
DISCOUNTS
With Arbella, you can offer your Massachusetts customers many ways to save on auto and home insurance - starting with a savings of 22 percent on their homeowners premium. They may also qualify for five percent savings on auto premium if both their auto and home are insured with Arbella. A summary of our available discounts follows.
Ways to Save on Automobile Insurance
New to Arbella? Your customers can save 7% if they qualify for the Arbella Advantage discount.
Qualifying customers can lower their premium by 3% when they pay their policy in full! For new business, payment must be made in full upon down payment. For renewal business, payment must be made in full upon the first installment due date.
If your customer has a student away, that's 10 percent less they pay. Your customers can cut costs on certain coverages when a household driver with less than 6 years driving experience resides at a college or another accredited educational institution more than 100 miles from where the car is garaged.
Energy-saving hybrids or electrics save 10 percent. If your customer has a hybrid that runs on two or more power sources or an electric-only vehicle, you can drive down their costs on certain coverages.
Multi Car Individual/Spouse discount. Customers can lower their premium 5% on certain coverages when they insure more than one car with Arbella. If they insure more than one car on the same policy and they may save an additional 2%* - and get the ease of one invoice!
Multi Car Family discount. Inexperienced principal operators who reside in the same household as their parent/guardians, who are currently receiving the Multi Car discount, may be entitled to a 5% reduction of their premium.
(Please note: The Multi Car Individual/Spouse discount and the Multi Car Family discount cannot be combined.)
Account Credit discount earns up to 10 percent off. Now customers may be eligible for savings up to 10 percent off their total premium if they have other personal insurance with Arbella or 5 percent if they have personal insurance with another approved insurer.
Renew and save with our auto loyalty discount. Customers may be eligible to earn an additional discount off their total auto insurance premium every year they renew with Arbella.
Arbella is committed to improving inexperienced driver safety! Inexperienced drivers who share this commitment and go the extra mile by completing a safety training program for inexperienced operators that uses both a driver simulator and on-line training curriculum as defined by Arbella may qualify for an additional 7 percent off certain coverages.
Advanced Driver Training earns 5 percent off. New and inexperienced drivers successfully completing the basic driver training course and the In Control Advanced Driver Training Program, Driven School of Advanced Driver Training Program or the Stevens Advanced Driver Training Program gain life-saving skills on the road - and a 5 percent discount off certain coverages on their yearly auto insurance premium.To find out more about In Control, visit their Web site at www.incontroladt.com or call 1-888-Safe (7233).
To find out more about Stevens Advanced Driver Training, visit their Web site at www.skidschool.us or call 603-296-4094.
To find out more about Driven School of Advanced Driver Training, visit their Web site atwww.driversafetytrainingschool.com or call 413-667-4365.
Anti-theft devices save up to 36 percent. Arbella will discount your customer's auto comprehensive coverage insurance premium as much as 36 percent, depending on the anti-theft device in place.
Passive restraints cut costs. If your customer's auto is equipped with an air bag or automatic seat belts, they can pay less on their Arbella auto insurance.
If your customers drive less, they should pay less. We have expanded our low mileage discount by adding an additional category to allow more drivers to qualify for a discount. Now with Arbella's Annual Mileage Discount, your customers may save on certain coverages if their annual mileage is less than 10,000 miles a year.
Ways to Save on Property Insurance
Auto Rewards saves 22 percent. Insure your customer's home and auto with Arbella and save them 22 percent* off certain coverages of their total homeowners insurance premium. They will also enjoy additional coverage benefits.
Save 10 percent off certain coverages for your customer's insurance on rental property. Our Account Credit is applied to your customer's dwelling fire premium when they also carry Arbella auto insurance.
Renew and save 3 percent. Our Loyalty Credit gives your customer a 3 percent discount off certain Arbella homeowners coverages every year they renew their Arbella policy. Insure their auto with Arbella and the discount goes up to 5 percent* off certain coverages.
New home credit saves up to 20 percent. Our New Home Credit reduces your customer's insurance cost up to 20 percent on certain coverages for a new home. They can continue to earn discounts until their home is 10 years old.
Protective devices earn savings. Arbella rewards your customer's commitment to keeping their home safe with burglar alarms, smoke detectors, fire alarms and/or automatic sprinklers. Using any of these devices qualifies your customer for a reduced premium off certain coverages, based on the device. Homes with properly installed and maintained smoke detectors, deadbolt locks and fire extinguishers qualify for our Residence Safety Package discount.
A MAHA Workshop generates 10 percent off. First-time homebuyers attending a Massachusetts Affordable Housing Alliance Workshop earn 10 percent off certain Arbella homeowners coverages for two years. Seminars prepare buyers for the big step of purchasing a residence and cover everything from finding a good home inspector, to navigating the closing process.
Arbella Insurance Group is comprised of insurers doing business in the states of Connecticut, Massachusetts, and Rhode Island. These materials apply to policies written in Massachusetts only and are not intended to constitute an advertisement, solicitation or offer for sale in any other jurisdiction. These marketing materials do not provide a complete description of all coverages, exclusions and conditions in the policy. Policy terms may be changed by the insurer from time to time. Anyone interested in our products should seek more information from one of our professional agents. Our agents can review your particular circumstances and explain the details of any coverages. Issuance of coverage is subject to underwriting.
Home Insurance and Coverage Options
Insurance designed to make you feel at home, no matter where you live. A suburban colonial. A trendy loft apartment. A summer cottage. A city townhouse.
No matter where you call home, Arbella offers comprehensive home insurance to Massachusetts and Connecticut residents.
Our local independent agents provide homeowners, renters, condo owners, and landlords with the expert advice and tailored coverage they need.
Homeowners insurance: Looking for affordable homeowners insurance? If you own a house in Massachusetts or Connecticut, Arbella provides comprehensive insurance to keep it protected.
Renters insurance: Your belongings aren’t covered under your landlord’s insurance policy, but renters insurance helps protect the things you own. Our local independent agents can help you find easy and affordable renters insurance in Massachusetts and Connecticut.
Condo insurance: A condo insurance policy from Arbella is your best option to protect your Massachusetts or Connecticut condo from unexpected problems or damages all year-round.
Landlord insurance: Designed for non-resident landlords, our rental property insurance will protect you against substantial property or liability loss.
No matter which type of home insurance you choose, every Arbella policy is supported by an efficient, responsive claims department that’s here for you 24/7.
In fact, 95% of our customers surveyed* who have filed a claim say they would recommend Arbella to others.
*Based on responses of Arbella customers surveyed from June 2017 through June 2018
Insurance designed to make you feel at home, no matter where you live. A suburban colonial. A trendy loft apartment. A summer cottage. A city townhouse.
No matter where you call home, Arbella offers comprehensive home insurance to Massachusetts and Connecticut residents.
Our local independent agents provide homeowners, renters, condo owners, and landlords with the expert advice and tailored coverage they need.
Homeowners insurance: Looking for affordable homeowners insurance? If you own a house in Massachusetts or Connecticut, Arbella provides comprehensive insurance to keep it protected.
Renters insurance: Your belongings aren’t covered under your landlord’s insurance policy, but renters insurance helps protect the things you own. Our local independent agents can help you find easy and affordable renters insurance in Massachusetts and Connecticut.
Condo insurance: A condo insurance policy from Arbella is your best option to protect your Massachusetts or Connecticut condo from unexpected problems or damages all year-round.
Landlord insurance: Designed for non-resident landlords, our rental property insurance will protect you against substantial property or liability loss.
No matter which type of home insurance you choose, every Arbella policy is supported by an efficient, responsive claims department that’s here for you 24/7.
In fact, 95% of our customers surveyed* who have filed a claim say they would recommend Arbella to others.
*Based on responses of Arbella customers surveyed from June 2017 through June 2018
Homeowners Insurance for Massachusetts Residents
Get all the comforts of home, including peace of mind, with Arbella’s homeowners insurance.Your home is the biggest investment you’ll ever make. Protect it with homeowners insurance from Arbella.
We’ll cover your house and property from fire, lightning, windstorms, hail, frozen pipes, theft, and more. Our homeowners insurance also protects you from personal liability for bodily injury to others or damage to the property of others as a result of your negligence or damage caused by your pet.
Arbella also offers options to increase protection in areas such as reimbursement for certain expenses related to identity fraud, personal injury coverage, and personal property replacement cost.
In addition, our responsive claims department is recognized as one of the best in the industry. We maintain a special property claims unit staffed with homeowners claims experts, and we’re here for you 24/7.
Not sure exactly what you need? Arbella offers homeowners insurance through our local independent agents in Massachusetts and Connecticut. Learn the value of an agent or enter your ZIP code to the right to find an agent near you.
Home Systems Protection and Service Line Coverage: Home Systems Protection and Service Line Coverage provides enhanced coverage and tools, which most standard homeowner policies do not include. This equipment breakdown coverage not only protects against mechanical breakdowns for items like water heaters, electrical service panels, and central air conditioning, but includes service line coverage for water, sewer, and electricity as well.
MyHomeWorks™ provides interactive home management tools for homeowners to inventory their contents, calculate their energy score, and save money.
Home Cyber Protection:Families and individuals now face many of the same cyber risks that are common to businesses. The same devices that make every day living more convenient such as personal computers, mobile devices and smart home technology, also provide opportunities for personal cyber attacks to occur.
Arbella’s Home Cyber Protection coverage is available for homeowners, condominium and renters policies that offer a suite of coverages and services for computer attacks, cyber extortion, online fraud, the breach of personal information and cyber bullying that happens with smart phones, computers and other connected home devices.
Cyber Tech Support provides detailed coverage descriptions and claim examples.
We’ll cover your house and property from fire, lightning, windstorms, hail, frozen pipes, theft, and more. Our homeowners insurance also protects you from personal liability for bodily injury to others or damage to the property of others as a result of your negligence or damage caused by your pet.
Arbella also offers options to increase protection in areas such as reimbursement for certain expenses related to identity fraud, personal injury coverage, and personal property replacement cost.
In addition, our responsive claims department is recognized as one of the best in the industry. We maintain a special property claims unit staffed with homeowners claims experts, and we’re here for you 24/7.
Not sure exactly what you need? Arbella offers homeowners insurance through our local independent agents in Massachusetts and Connecticut. Learn the value of an agent or enter your ZIP code to the right to find an agent near you.
Home Systems Protection and Service Line Coverage: Home Systems Protection and Service Line Coverage provides enhanced coverage and tools, which most standard homeowner policies do not include. This equipment breakdown coverage not only protects against mechanical breakdowns for items like water heaters, electrical service panels, and central air conditioning, but includes service line coverage for water, sewer, and electricity as well.
MyHomeWorks™ provides interactive home management tools for homeowners to inventory their contents, calculate their energy score, and save money.
Home Cyber Protection:Families and individuals now face many of the same cyber risks that are common to businesses. The same devices that make every day living more convenient such as personal computers, mobile devices and smart home technology, also provide opportunities for personal cyber attacks to occur.
Arbella’s Home Cyber Protection coverage is available for homeowners, condominium and renters policies that offer a suite of coverages and services for computer attacks, cyber extortion, online fraud, the breach of personal information and cyber bullying that happens with smart phones, computers and other connected home devices.
Cyber Tech Support provides detailed coverage descriptions and claim examples.
