 Send me a Home Insurance Quote Cape Cod Massachusetts -How to Get the Most Out of Your Car
Whether your car is brand new or getting up there in mileage, you probably want it to keep running smoothly for as long as possible. You already know that maintenance tasks, driving habits and more can all affect your vehicle’s overall health. But are you doing everything you can? Here are a few obvious and not-so-obvious ways you can give your car the attention it needs to keep you safe and comfortable for another few years of driving. 1. Stick to the right maintenance schedule. Regular maintenance, including basic oil changes and brake, fluid and filter checkups, can help keep your vehicle running strong. Your trusted mechanic and your owner’s manual can help you follow the recommended maintenance schedule. 2. Avoid short trips. Frequent, short drives may not give your engine a chance to reach optimal operating temperature and can be hard on your vehicle. When you can, group your errands and other short trips as much as possible. 3. Keep it clean. Help protect your car’s interior and exterior from wear and decay by cleaning both regularly. Remember, the tires and undercarriage should also be washed regularly to prevent corrosion and other issues. 4. Practice smart driving habits. Everyday careful driving can also go a long way toward prolonging the life of your car. Follow the speed limit, avoid sudden braking and acceleration, and of course, avoid distracted driving. 5. Stay observant. Use your senses to look out for anything out of the ordinary and be sure to follow up with your mechanic if you notice any strange sounds, smells or problems with your tires. Have questions about your vehicle coverage or anything else? Reach out anytime.
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 More than 40,000 Americans died on the roads in 2016, the most significant increase in deaths over a two-year period in more than 50 years.1 Whether someone you love has been known to text and drive, or you have found yourself distracted behind the wheel, these tips can help avoid dangerous activity on the road.
 Teens eager to drive often have parents equally concerned about keeping their new drivers safe. In fact, the rate of fatal crashes per mile driven for teen drivers is 3X that of drivers over age 20.1 The reality is that novice drivers can take years to develop real-world experience behind the wheel. Until then, parents can set expectations for safe driving behaviors, provide opportunities to practice in a safe environment and stay involved, even after their teen earns a driver’s license. Help teen drivers stay safe behind the wheel by preparing them for risks on the road with this teen driver timeline. One Year in Advance: Set a Good ExampleStarting long before your teen receives his or her driver’s license, demonstrate the kind of safe driving behaviors you will expect from your teen, including never driving while distracted by technology. It should be an easier conversation when it comes to setting expectations when your teen gets behind the wheel if those expectations reflect your own behavior. While distracted driving is dangerous for all drivers, Dr. Charlie Klauer, who studies teen risk and injury prevention at the Virginia Tech Transportation Institute, has found that the risks are much higher for novice drivers who engage in manual-visual tasks, such as texting while driving.2 Less Than a Year in Advance: Discuss Dangerous BehaviorsParents can help teens understand how certain behaviors behind the wheel may increase the risk of a crash. These behaviors include speeding, tailgating, drowsy driving or driving under the influence of alcohol or while distracted. Engaging in two or more of these behaviors at the same time may greatly increase the risk of crashes, according to Dr. Klauer.3 Parents should discuss the importance of safe speeds, a safe following distance and being aware of potentially dangerous conditions. Six Months in Advance: Set Specific ExpectationsTalk with your teen about his or her plans for driving. If your teen plans to drive, does he or she plan to drive every day? Does he or she plan on owning a car? Discuss the potential risks of driving, including legal and financial responsibilities, which can include insurance premiums, repair costs and fines for unsafe driving. Establish the rules of the house, including when and where your teen is allowed to drive, so he or she knows your expectations. For example:
There are also teen driver apps that can monitor driving behavior, including speeding. Four Months in Advance: Know the Rules of the RoadMany states have extensive learner’s permits and graduated driver’s license laws. It is important to learn the rules and guidelines for your state. Strive not to just meet the minimum requirements, such as hours driven with supervision, but to exceed them. Most state departments of motor vehicles (DMVs) offer a driver's handbook, which may also be available online.
Three Months in Advance: Plan for the UnexpectedTalk with teens about what to do if they are in a car accident. Do not assume new drivers instinctively know the basics, such as getting the other driver’s insurance and contact information, calling the police, taking pictures, completing an accident report and notifying your insurance company as soon as possible. Help them pack an emergency kit for the car and discuss what they will do if their car breaks down on the road, including getting the car to a safe place before they get out. Make sure they have the number for roadside assistance, if you have a service that they can call. Road Test Day and Beyond: Continue the ConversationStay involved with your teen driver even after he or she gets a driver’s license. Let him or her know it’s okay to ask you for help or for more practice. Encourage your teen to only drive in conditions where he or she feels safe. Continually review the safety guidelines, including prohibition of use of portable electronic devices while driving, which you discussed before they earned their license, so it remains top-of-mind. Remember, even after a new driver takes the keys, continuing to talk about your expectations for safe behavior can help reinforce good decisions.  Dog Car Safety: What Are the Safest Cars for Dogs?
For dog owners, our furry friends are often considered members of the family. While many cars & trucks can be suitable for the needs of dog owners, there are some important things to keep in mind to ensure that driving with a dog goes safely and smoothly. In general, dog owners should look for key features such as a spacious interior, seats that can handle the wear & tear, and ample cargo space to store not only your luggage but your pet's stuff in the event of a road trip. Here are some picks worth considering. Dog Safety Considerations
Seguro para carros financiados
Seguro para carros financiados funciona da mesma forma que seguros para carros quitados. Só haverá diferença caso seja necessário receber a indenização em sinistros de perda total. Há duas maneiras de receber o pagamento integral da indenização quando você tem um seguro de veículo financiado. A primeira funciona assim: você quita o saldo devedor com a financeira ou com a montadora e conclui a dívida. A outra é forma é a seguradora quita o saldo devedor diretamente com a instituição que realizou o financiamento do carro e você recebe a diferença de valores Compare car insurance quotes and find all the information you need to save on your car insurance policy.
Customized car insurance coverage options, discounts galore and amazing features. Get a free online quote and speak to a dedicated agent. Get a free online car insurance quote in 15 minutes or less. Discover how much you could save today on auto insurance by switching. Learn about our auto insurance discounts, customized coverages, and so much more as you continue to compare rates online.  Formas de Economizar no seu Seguro de Carro
Eduardo: (508)444-8335 Para a maioria das pessoas, o seguro de carro é a maior despesa de seguro depois do seguro de saúde.As taixas são altas e estão sempre aumentando. Ha varias maneiras para economizar no seu seguro de carros e podemos ajuda-lo com os seguintes passos: 1. Ligue para nós. Peça para compararmos as 9 Empresas de Seguros de Carro que representamos em nossa Agência.Existem algumas mudanças de regras estatais que estao levando algumas companias a diminuir suas taxas aumentando assim o indice de concorrencia no mercado o que e bom para os clientes pois terao mais opcoes. 2. Aumente sua franquia.Uma franquia de $200 parece ser otimo, mas na realidade nao e, pois quando a franquia e muito baixa as taixas que voce paga a companhia de seguro sao muito altas.A melhor opcao e aumentar sua franquia para pelo menos $1000 para economizar nas taxas.Pequenos acidentes com pequenos danos no seu carro e facil de concertar e nao custara muito,entao o melhor e economizar para os grandes reparos adquirindo uma franquia maior voce estara economizando no futuro. 3. Reduza na cobertura de Colisões. Se o seu automóvel vale menos do que dois ou três mil dólares, considere reduzir a cobertura nas colisoes.Mesmo que aconteca um acidente e os danos do seu carro for total as economias que voce fara nao pagando alto por colisoes dara para voce dar uma entrada em um carro novo. 4. Procure Por Descontos.Avise sua seguradora de todos os recursos que seu carro possui.Por exemplo, a maioria dos carros mais velhos,não possuem airbags, mas se você tem um modelo que possui airbags, você pode ter descontos e economizar na sua policy. 5. Dedução de Negócios. Se você dirige seu carro a negócios, uma parcela de seus custos do seguro pode ser dedutível. Inversamente, suas taxas podem ser aumentadas se sua seguradora for notificada que você usa seu carro mais para negócios do que para lazer. 6. Combine policies.Por exemplo se voce precisa de varios tipos de seguros como residencial,automovel, vida e voce usar a mesma agencia de seguro voce podera ter precos melhores, nosso escritorio por exemplo oferece pacotes onde voce economiza no pagamento de seguro se tiver todos aqui conosco Algumas companhias de seguros recompensam os segurados oferecendo descontos se eles fizerem de uma única vez todas as suas necessidades de seguro através de uma so agencia. 7. Considere Antes de Comprar. O Porsche pode ser o carro dos seus sonhos, mas também pode aumentar muito as taxas do seu seguro. Modelos menos esportivos poderao ser um opcao melhor para quem pensa em economizar nos pagamentos de seguro. 8. Curso de Educação para o Trânsito. Você pode ter feito um curso de educação para o trânsito e a sua companhia de seguro nao tenha sido notificada.Deixe-os saber assim que puder e uma informacao importante saber que voce e um motorista prudente. 9. Pontos Eliminados. Se você teve violações de trânsito que foram reportadas para a sua companhia de seguro e ja faz algum tempo, certifique-se que a sua seguradora esta ciente de que ja passou o tempo suficiente para ajustar sua policy novamente para que voce nao continue pagando mais do que deve. 10. Avise sempre sua agencia de seguro no caso de mudanca de endereco,existem seguros que possuem taxas diferentes para cada cidade ou estado. Reduzir os custos do seu seguro de carro não e algo dificil .Seguindo esses passos mencionados acima voce podera economizar mais na proxima renovacao do seu seguro. Para economizar no seu seguro de carro ou tirar qualquer duvida ligue para Eduardo Saporetti (508)444-8335 |
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Arthur D. Calfee Insurance Agency, Inc. is a friendly local insurance agency proudly offering Massachusetts, Cape Cod and the Islands. A-Excellent AM Best rating, A+ Excellent by the BBB
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Using innovative thinking, cutting-edge tools and expert resources at national and local levels, we deliver the best possible outcome on every policy we manage. Need Home Insurance? Easy, Fast, & Secure Home Insurance. Get Free Quotes 100% Online Now! Available 24/7. Affordable Rates. Cover Your Biggest Investments. Get a homeowners insurance quote, find coverage options. We'll help you understand and customize the right home insurance coverage for you.
Home is where your heart is—along with a healthy chunk of your net worth. Get started today with a free homeowner's quote.
Compare home insurance quotes today and save on protection for your biggest investment. Build a Custom Policy & Make the Switch! Our local underwriting professionals focus exclusively on finding the best home insurance, homeowner's insurance, hazard insurance, investment property insurance, flood insurance, flood zone information, vacation home insurance, second home insurance, auto insurance, collector car insurance, business insurance, general liability insurance, property insurance, professional liability insurance, contractor's liability insurance, worker's comp insurance, key man insurance, whole life insurance, term life insurance, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Pocasset, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, East Dennis, Eastham, Falmouth, East Falmouth, Hatchville, West Falmouth, North Falmouth, Woods Hole, Harwich, Hyannis, Hyannisport, Martha's Vineyard, Nantucket, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Sagamore, Sagamore Beach, Truro, Wellfleet, Yarmouth, and Yarmouthport. Real-Time Pricing. Insurance coverage: Wind Damage, Fire Loss, Water Damage. Protect your home and belongings. Low Rates For Your Best Options to Save Money On Great Coverage! Get a quote today. Home insurance helps protect your house and your family.
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