 Burn injuries in the United States lead to over 400,000 people needing care each year. Yet, with simple lifestyle changes and safety measures most home burns can be prevented. Below are a few tips to help you and your family avoid burn injuries.
Monitor the condition of electrical cords Electrical fires are a common cause of injuries resulting from burns. Be sure that the quality of your cords is being maintained and always throw away electrical cords that are damaged or broken. Make sure to check for damage frequently and never overload your outlets, power strips, or electrical circuits. For increased safety, experts advise installing safety caps on electrical cords and storing them out of reach. Use space heaters carefully Make sure to have enough fixed space around your heaters. When you leave the room or turn in for the night, always switch off heating devices. Experts recommend keeping all flammable materials, like curtains, blankets or towels at least three feet away from your heaters. Practice burn safety in your kitchen Burn accidents happen frequently in the kitchen. While cooking, never leave your food unattended and keep the stove area clear of all flammable materials. Make sure to keep your cooking area clean - grease and debris can quickly cause a fire emergency. Never use an oven to heat your home and always turn off cooking appliances when you are finished using them. Check your fire alarms frequently The US Fire Administration recommends checking your smoke detector as often as once a month, changing batteries every 6 months and replacing the alarm itself every 10 years. If the batteries are not working, make sure to change them immediately. Test the temperature of your water and hot liquids Not all burns are caused by fire.Extremely hot liquids could seriously harm you and your family members. Make sure to set your water thermostat to a maximum of 120 degrees and always check the temperature of hot liquids you consume or touch. Never leave candles unattended Candles can quickly become a fire and burn hazard. Always put them out before leaving your home or if they are in reach of your kids or pets, and make sure there are no flammable materials around. What to do if you get a burn Although by following fire and burn safety guidelines most home burns can be avoided, accidents do happen. Here are a few tips on what to do if you or your family member gets a burn: Run the burn under cool or lukewarm water To prevent the burn from spreading and gaining severity, run the affected spot under cool or lukewarm water for at least 20 minutes. Remove any wet clothing or jewelry from the site of the burn to avoid irritation. Avoid using home remedies Using home remedies, such as putting ice or using non-prescribed ointments on your wound can actually make the duration and intensity of the burn worse. Avoid self-treatment and stick to the guidance offered by medical professionals. Call 911 or your medical provider No matter the severity of the burn, it's always best if it can get checked out by a medical professional. Experts recommend calling your medical provider (or 911 in the case of potentially severe injuries) immediately after the accident so you can get the right treatment and avoid the burn from getting worse. Call us (508) 540-2601 for more advise and best insurance covers to protect you and your family.
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 What Does Home Insurance Cover?Typical home insurance coverage (level HO-3) protects the buildings on your property against certain types of damage and affords you personal liability coverage.
Enhanced Coverage for Massachusetts Homeowners Insurance
 According to a 2023 survey, 63% of workers said they would be unable to cover a $500 emergency expense.
This means a majority of Americans don’t have an emergency fund, which is a savings account with roughly three to six months of living expenses set aside for unexpected expenses. If you can, you should be working on building emergency savings. Even a small amount can add up over time. Learn about the most common reasons to tap your emergency fund. Job Loss Losing your job can be financially devastating, especially if you’re the primary earner in your household. Even if you qualify for unemployment benefits, emergency savings can help you keep up with bills. Emergency Home Repairs Homeowners can plan and budget for routine maintenance and repair tasks, but expensive repairs may arise suddenly. For example, a storm blows through and knocks a tree branch onto your roof or floods your basement. Whatever happens, it helps to have emergency savings to cover the cost without going into debt. Major Car Repair As with your house, your car doesn’t always give a warning before breaking down on the highway. Whether you have trouble with your brakes, engine or tires, having money saved up can get you back on the road. Medical Expenses Nearly half of American workers are enrolled in a high-deductible health plan, according to the most recent federal data. This can result in costly bills if you or one of your dependents has an injury or needs diagnostic testing. If you have access to a health savings account, you can save for medical expenses with pretax dollars. If not, your emergency fund will come in handy. Do you have questions about your insurance coverage and how it could help you save in case of property damage? Get in touch to talk about your policy.  As your home begins defrosting from winter’s chill, it’s a good time to get everything ready for spring.
Take advantage of the burst of energy you get from spotting that first flower or songbird to deep clean and maintain your property, from the bedrooms to the backyard. Does your home need some upkeep? Continue reading for five tasks that should be on every homeowner’s seasonal to-do list. HVAC Readiness Whether you have central air or use window units, you should:
Consider scheduling a professional tuneup visit if you’re unsure what shape your system is in. Tree Trimming Prune and trim shrubbery and trees as needed. This will boost the appearance of your landscaping and protect your home by keeping overgrowth away from doors, windows and HVAC units. Look for trees that have been damaged or died over the winter. You may need to have them taken down to prevent risks to your property (or a neighbor’s). Cleaning and Decluttering Now is the time to donate or sell unwanted items, dust and mop your whole home, wash your porch or deck and finish other seasonal or annual cleaning tasks. Roof and Gutters Check for buildup in your gutters, make sure downspouts are pointing away from your home, and look for holes or cracks. If you don’t feel comfortable cleaning your gutters, you can hire a professional. You should also survey your roof to see if there are any damaged or missing shingles, and contact a roofing expert if there are repairs to be made. Drain Your Water Heater Sediment can build up in your water heater, which reduces efficiency. Draining and flushing it once a year can help the unit last longer, and it may also reduce your utility costs. If you’ve got questions about home upkeep or your homeowners insurance policy, get in touch today. |
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Arthur D. Calfee Insurance Agency, Inc. is a friendly local insurance agency proudly offering Massachusetts, Cape Cod and the Islands. A-Excellent AM Best rating, A+ Excellent by the BBB
Using innovative thinking, cutting-edge tools and expert resources at national and local levels, we deliver the best possible outcome on every policy we manage. Need Home Insurance? Easy, Fast, & Secure Home Insurance. Get Free Quotes 100% Online Now! Available 24/7. Affordable Rates. Cover Your Biggest Investments. Get a homeowners insurance quote, find coverage options. We'll help you understand and customize the right home insurance coverage for you.
Home is where your heart is—along with a healthy chunk of your net worth. Get started today with a free homeowner's quote.
Compare home insurance quotes today and save on protection for your biggest investment. Build a Custom Policy & Make the Switch! Our local underwriting professionals focus exclusively on finding the best home insurance, homeowner's insurance, hazard insurance, investment property insurance, flood insurance, flood zone information, vacation home insurance, second home insurance, auto insurance, collector car insurance, business insurance, general liability insurance, property insurance, professional liability insurance, contractor's liability insurance, worker's comp insurance, key man insurance, whole life insurance, term life insurance, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Pocasset, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, East Dennis, Eastham, Falmouth, East Falmouth, Hatchville, West Falmouth, North Falmouth, Woods Hole, Harwich, Hyannis, Hyannisport, Martha's Vineyard, Nantucket, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Sagamore, Sagamore Beach, Truro, Wellfleet, Yarmouth, and Yarmouthport. Real-Time Pricing. Insurance coverage: Wind Damage, Fire Loss, Water Damage. Protect your home and belongings. Low Rates For Your Best Options to Save Money On Great Coverage! Get a quote today. Home insurance helps protect your house and your family.
Using innovative thinking, cutting-edge tools and expert resources at national and local levels, we deliver the best possible outcome on every policy we manage. Need Home Insurance? Easy, Fast, & Secure Home Insurance. Get Free Quotes 100% Online Now! Available 24/7. Affordable Rates. Cover Your Biggest Investments. Get a homeowners insurance quote, find coverage options. We'll help you understand and customize the right home insurance coverage for you.
Home is where your heart is—along with a healthy chunk of your net worth. Get started today with a free homeowner's quote.
Compare home insurance quotes today and save on protection for your biggest investment. Build a Custom Policy & Make the Switch! Our local underwriting professionals focus exclusively on finding the best home insurance, homeowner's insurance, hazard insurance, investment property insurance, flood insurance, flood zone information, vacation home insurance, second home insurance, auto insurance, collector car insurance, business insurance, general liability insurance, property insurance, professional liability insurance, contractor's liability insurance, worker's comp insurance, key man insurance, whole life insurance, term life insurance, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Pocasset, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, East Dennis, Eastham, Falmouth, East Falmouth, Hatchville, West Falmouth, North Falmouth, Woods Hole, Harwich, Hyannis, Hyannisport, Martha's Vineyard, Nantucket, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Sagamore, Sagamore Beach, Truro, Wellfleet, Yarmouth, and Yarmouthport. Real-Time Pricing. Insurance coverage: Wind Damage, Fire Loss, Water Damage. Protect your home and belongings. Low Rates For Your Best Options to Save Money On Great Coverage! Get a quote today. Home insurance helps protect your house and your family.
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