Umbrella insurance provides additional liability coverage that can help protect assets such as your home, car and boat. It can also help cover defense costs, attorney fees and other charges associated with lawsuits.
What is Umbrella Insurance?
Umbrella insurance coverage helps protect you from the costs of covered claims when those costs exceed the limits of your home insurance or auto insurance policies.
An umbrella policy can help cover defense costs when you are being sued for damages to someone else’s property or injuries caused to others in an accident.
What Does Umbrella Insurance Cover?
Whether it’s a serious car accident involving extensive medical bills or an incident on your property, you may quickly find yourself responsible for damages that exceed the limits of your auto, homeowners or boat policies. That’s when having an umbrella insurance policy can provide coverage that goes beyond the limits of your primary coverage.
Travelers umbrella insurance can help provide coverage for:
A Travelers umbrella insurance policy is a valuable addition to any auto, homeowners or other policy for extended personal liability protection.
In today’s world, anyone can face a lawsuit, even if you’ve done nothing wrong. That’s why it’s more important than ever to consider adding an umbrella policy as an extra layer of protection for your assets – and your peace of mind.
What is Not Covered by An Umbrella Policy?
Generally, damage to your own personal property is not covered under a personal umbrella policy.
Other examples of coverage not included in a typical umbrella policy are:
Umbrella policies are typically very affordable and can be a great way to help protect yourself against the potentially devastating costs of major claims that exceed the limits of your primary home and auto policies.
Contact a Calfee Insurance agent representative to learn more about personal umbrella policies and whether this additional coverage makes sense for you.