 Every time we get behind the wheel, we make dozens of choices that shape the safety of our journey — from fastening a seat belt to staying focused on the road, to resisting distractions and driving responsibly. These choices may feel small or routine, but together, they have the power to prevent accidents, protect lives, and strengthen our community. At Calfee Insurance, we believe that safe driving begins long before the engine starts. It begins with the commitment to make every trip a safe one. Safety Starts with Mindful HabitsMost accidents don’t happen because of major events — they happen because of momentary decisions. A quick glance at a text message. A rushed start to the morning. A seat belt left unclicked. These small moments can quickly turn into life-changing consequences. That’s why establishing safe driving habits is essential. Buckling up, checking mirrors, minimizing distractions, and staying alert are simple but effective steps that dramatically reduce the risk of harm. Even short drives require full attention, because safety isn’t measured by distance — it’s shaped by awareness. A Community Protected by CareAt Calfee Insurance, we understand the responsibility that comes with being part of the Cape Cod community. Our roads, neighborhoods, schools, and businesses depend on drivers who care — drivers who look out for themselves and for others. Every safe choice you make protects more than just your vehicle; it protects your loved ones, your neighbors, and everyone sharing the road. We’ve spent decades supporting families during unexpected moments, and we’ve seen firsthand how strong habits can make all the difference. Whether someone is driving to work, dropping off kids, or heading out on the weekend, the commitment to safety should never change. When you choose to be cautious, you choose to protect what matters most. Insurance as a Guide, Not Just a PolicyWhile safe driving plays a major role in preventing accidents, having the right insurance adds another layer of protection. It ensures that if the unexpected does happen, you’re supported, guided, and covered through every step of the process. Calfee Insurance isn’t here just to provide policies — we’re here to offer knowledge, clarity, and peace of mind. From reviewing your auto coverage to helping you understand your limits, deductibles, and options, we ensure you always know where you stand. Our goal is to help you feel confident on and off the road. With protection, knowledge, and guidance, you’re never navigating safety alone. A Safer Road AheadEvery trip is an opportunity to make our community safer. Every decision inside the car creates a ripple effect that extends far beyond the driver’s seat. If more drivers commit to consistent safety habits, our roads become calmer, our families become safer, and our shared spaces become more secure. Make every trip a safe one — guided by Calfee Insurance. 
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Every year, National Seat Belt Day serves as a meaningful reminder of just how powerful a single click can be. While seat belts may feel like a small part of our daily routine, they remain one of the most effective safety tools ever created. At Calfee Insurance, we have seen firsthand the difference that one simple action can make — saving lives, reducing injuries, and protecting families across Cape Cod and beyond. Why Seat Belts Still MatterDecades of research are clear: seat belts save lives. They reduce the risk of fatal injury for front-seat passengers by nearly half and dramatically lower the chance of being thrown from a vehicle during a collision. Yet despite their proven effectiveness, some drivers still skip this essential step, especially during quick trips or when riding as a back-seat passenger. But accidents don’t wait for long drives or busy highways. They can happen on quiet streets, during routine errands, or in familiar neighborhoods. Choosing to buckle up is one of the simplest actions you can take to safeguard your well-being and the well-being of those who depend on you. Protection Starts with Personal ResponsibilityAt Calfee Insurance, we believe that safe driving begins long before you hit the gas. It starts with habits — the everyday choices that keep you and your loved ones safe. Wearing a seat belt is more than a legal requirement; it’s a form of responsibility. It shows care for yourself, your passengers, and everyone sharing the road with you. It creates a culture of safety inside your vehicle, especially for young or impressionable passengers who learn by watching. When you choose to buckle up, you’re choosing safety over convenience, responsibility over risk, and protection over uncertainty. Your First Line of DefenseWhile insurance plays a vital role in protecting you after an accident, seat belts are your first and strongest line of defense before an accident even occurs. At Calfee Insurance, we advocate for both — safe behaviors and strong coverage — because each one supports the other. A seat belt significantly reduces the severity of injuries in a crash, which not only helps save lives but also makes the recovery process faster and less traumatic. Pairing smart habits with proper insurance coverage ensures you're protected from every angle: before, during, and after the unexpected. A Community Built on CareAs a local agency with decades of experience serving Cape Cod, we’ve built our foundation on care, trust, and community connection. National Seat Belt Day aligns closely with our values because safety isn't just an individual choice — it’s a collective commitment. When more drivers buckle up, our roads become safer for everyone. Our community becomes stronger. Our families become more secure. And that is the kind of impact we care deeply about. The Calfee CommitmentAt Calfee Insurance, we don’t just protect policies — we protect people. Our commitment goes beyond paperwork. We’re here to guide, support, and educate our community on the everyday choices that make the biggest difference. Whether you're reviewing your auto insurance, updating your coverage, or simply looking for guidance on safer driving practices, we’re here to help every step of the way. A Simple Habit That Saves LivesAs we observe National Seat Belt Day, let it be more than a reminder — let it be a reset. A commitment to safety, awareness, and thoughtful choices. One small action can prevent tragedies, protect families, and promote a culture of care that extends far beyond the driver’s seat. Stay buckled. Stay protected — powered by Calfee Insurance. Insurance is often seen as a transaction — numbers, coverage limits, and documents. But at Calfee Insurance, we’ve always believed it’s something more. To us, insurance is personal. It’s built on trust, understanding, and genuine care for the people we serve. Because protection means more when it’s given with heart. 💙 Protection Beyond the PolicyWhen someone calls our office, we don’t just see a policy number — we see a family, a home, or a small business that represents years of hard work and dreams. Our job isn’t just to offer coverage; it’s to make sure every person feels confident, understood, and protected. That’s why we take time to explain the details, to answer questions with patience, and to help our clients make informed choices. We believe that true service isn’t rushed. It’s about listening, guiding, and standing by your side when life takes an unexpected turn. Because when you lead with care, you protect more than assets — you protect peace of mind. Heart in Every ConversationFor over 40 years, we’ve proudly served Cape Cod and beyond, not just as an insurance agency, but as a part of the community. We’ve celebrated milestones with our clients, helped them rebuild after tough storms, and made sure their families stay protected through every season. Every conversation is an opportunity to show compassion — to make sure someone feels supported, not just serviced. Whether it’s helping a first-time homeowner understand their policy or walking someone through a claim, we make sure they never have to face it alone. That’s the Calfee difference — coverage built on connection. A Legacy of Local CareBeing a local agency means we’re deeply connected to the people and places we protect. We know the roads, the weather, the neighborhoods — and the values that hold our community together. This local understanding allows us to give advice that fits real lives, not just algorithms. We’re not a faceless company with call centers miles away; we’re your neighbors, here to help when it matters most. And when you choose Calfee Insurance, you’re not just choosing coverage — you’re choosing care that comes from the heart of your own community. Because Protection Is PersonalAt the end of the day, protection isn’t just about having insurance — it’s about having someone you trust to be there when you need them most. That’s why every policy we write, every claim we assist with, and every call we answer is guided by empathy and understanding. It’s why we’ll continue to put people first — because we believe protection means more when it’s given with heart. 💙 Because protection means more when it’s given with heart — Calfee Insurance. In a world that can often feel rushed and impersonal, kindness has never been more powerful — or more needed. Every November 13th, the world pauses to celebrate World Kindness Day, a reminder that compassion isn’t just an emotion — it’s an action that can ripple through our homes, neighborhoods, and communities in lasting ways. At Calfee Insurance, we believe kindness is at the heart of everything we do. For more than 40 years, our mission has gone beyond policies and premiums — it’s about people. It’s about offering a helping hand when someone’s had a tough day, listening with patience when things go wrong, and protecting the moments that matter most. Because insurance, at its best, is an act of kindness. Kindness Starts with ConnectionKindness doesn’t always come as grand gestures. Sometimes, it’s found in the everyday moments — like checking in on a neighbor after a storm or helping a client understand their coverage so they can make the best decision for their family. For our team, that’s what being part of the Cape Cod community is all about. It’s showing up — not just as your insurance provider, but as your neighbor, your friend, and your advocate. Whether it’s a quick call to explain a policy change or sitting down to guide someone through a claim, every interaction is an opportunity to practice kindness. It’s our way of reminding people that care still exists in customer service — that empathy and understanding have real value in a fast-paced world driven by automation. The Ripple Effect of CompassionKindness has a way of spreading. When we take the time to help others, it inspires them to do the same — and that’s how communities grow stronger. At Calfee Insurance, we’ve seen it firsthand. A client who once came to us after a difficult claim later returned to pay that compassion forward — by volunteering locally to help other families understand their insurance options. Another time, a simple conversation about coverage led to a client recommending us to their neighbor, not because of price, but because “you made me feel cared for.” Those moments remind us that kindness isn’t just about what we do — it’s about the legacy we build together. Kindness in Action — The Calfee WayEvery policy we write is more than paperwork. It’s a promise — a commitment to be there when life takes an unexpected turn. That’s why we take time to explain policies clearly, respond quickly when someone needs help, and support local initiatives that strengthen our community. From sponsoring local events to volunteering in neighborhood projects, we believe kindness and community protection go hand in hand. When someone calls us after an accident, we don’t just process a claim — we listen, reassure, and help them rebuild confidence. Because behind every phone call, there’s a person with real worries, hopes, and dreams. That’s the difference of a local agency — and that’s the difference of Calfee Insurance. Choosing Kindness in Everyday LifeWorld Kindness Day is a reminder that compassion isn’t limited to one day a year — it’s something we can live out daily. Whether it’s holding the door for someone, offering encouragement, or being patient on the road, each act of kindness adds up. And in a world where technology often replaces conversation, kindness connects us back to what matters most — people. So today, we encourage everyone to take a moment and do something kind, no matter how small. Check on a friend. Support a local business. Thank someone who’s made your day easier. Those simple acts can create ripples of goodwill that reach farther than you realize. A Community Built on CareFor us at Calfee Insurance, kindness isn’t a campaign — it’s a cornerstone. It’s what drives us to serve the Cape Cod community with honesty, empathy, and heart. Because we know that protecting what matters most means more than writing policies — it means standing by people through every challenge and change. This World Kindness Day, we celebrate our clients, neighbors, and team members who continue to make a difference through care and compassion. Together, we can build a stronger, kinder, and more resilient community. After all, kindness doesn’t just protect hearts — it protects futures. ✨ Kindness is powerful. Protection is personal. Community is everything — that’s Calfee Insurance.  When it comes to insurance, most people focus on what they have to cover — their home, their car, maybe even a small business. But sometimes, the unexpected can stretch far beyond the limits of your standard policy. And when that happens, it’s not just your property that’s at risk — it’s your savings, your future, and your peace of mind. That’s where umbrella insurance comes in. Umbrella insurance acts as an extra layer of protection that sits on top of your existing home, auto, or watercraft policy. Think of it as a safety net that catches what your regular coverage can’t. If you ever face a serious accident, lawsuit, or claim that exceeds your basic policy limits, your umbrella coverage steps in to handle the rest. It’s designed to protect you from those “it’ll never happen to me” moments — because sometimes, they do. ☂️ Why Extra Protection MattersImagine this: you’re involved in a car accident that injures several people, and the damages total $800,000. Your auto insurance covers $300,000 — but you’re still responsible for the remaining $500,000. Without umbrella coverage, that amount could come directly from your savings, retirement accounts, or even home equity. Umbrella insurance protects you from that financial fallout. It covers the costs that go beyond what your primary policies can handle, including:
💡 Affordable, Flexible, and Worth Every PennyOne of the best-kept secrets in insurance is how cost-effective umbrella policies really are. For as little as a few hundred dollars a year, you can often add $1 million or more in additional coverage. That’s a small investment for the confidence that your hard-earned assets — your home, savings, and financial stability — are protected no matter what. At Calfee Insurance, we believe coverage should grow with you, not against you. Our team takes the time to understand your lifestyle, review your current limits, and make sure you have the protection that fits your needs — not just what a formula suggests. 🌊 Protection Rooted in Local CareHere on Cape Cod, life is full of motion — boating, driving, hosting, living. With so much activity, even the most careful moments can turn unpredictable. That’s why having local agents who understand your risks makes a difference. We don’t just sell policies — we guide, explain, and make sure every “what if” has an answer. Because a little extra protection truly goes a long way — through Calfee Insurance. Because life’s biggest surprises deserve more than basic protection — with Calfee Insurance. Life is unpredictable. One moment everything feels under control — your home is insured, your car is protected, your plans are steady. But then, something unexpected happens: a major accident, a serious injury, or a lawsuit that goes beyond what your standard insurance covers. Suddenly, your savings, home, and even future income could be at risk. That’s where umbrella coverage comes in. It’s the protection you hope you never need — but will be grateful to have when life throws the unthinkable your way. At Calfee Insurance, we believe peace of mind means being prepared for every scenario, not just the common ones. Let’s break down what umbrella insurance really is, how it works, and why it might be one of the smartest decisions you can make for your family’s financial future. ☂️ What Exactly Is Umbrella Insurance?Umbrella insurance is like a safety net that sits above your existing home, auto, or boat policies. It extends your liability protection — meaning if a claim or lawsuit costs more than what your standard policy covers, your umbrella policy steps in to cover the rest. Here’s an example: Imagine you’re found liable for a car accident that causes serious injuries to another driver. Your auto insurance covers $250,000 in liability, but the total damages reach $750,000. Without umbrella insurance, you’d be personally responsible for that remaining $500,000 — a sum that could easily drain savings, retirement accounts, or even your home equity. Umbrella coverage fills that gap, offering an extra layer of financial protection — often in increments of $1 million or more — for only a small fraction of the cost you might expect. ⚖️ Why You Might Need It (Even If You Think You Don’t)Many people assume umbrella insurance is only for the wealthy. But the truth is, anyone can be sued, and accidents don’t discriminate. If you drive, own a home, host guests, have kids, or even post online — you have some level of liability exposure. Umbrella insurance helps protect you from:
Think of it this way: umbrella insurance doesn’t just protect your assets — it protects your future income too. If you were ever ordered to pay damages beyond your standard policy’s limits, your wages could be garnished. Umbrella coverage ensures that doesn’t happen. 🌊 How It Fits into Your Life on Cape CodHere on Cape Cod, life is full of beauty and activity — boating, driving along scenic roads, hosting family gatherings, and enjoying our coastal lifestyle. But with that active lifestyle comes a variety of risks that make umbrella coverage a wise consideration. A boating accident, a guest injury at your vacation rental, or even a momentary lapse in driving judgment can all lead to claims that exceed standard coverage limits. That’s why Calfee Insurance helps local families and businesses take a close look at their potential exposures and find the right umbrella policy to fit their needs. We understand the local risks because we live and work here, too. Our team knows how Cape Cod life looks in reality — not just on paper — and we’re here to help make sure your protection matches that reality. 💰 The Cost of Coverage — Small Price, Big ProtectionOne of the best things about umbrella insurance is how affordable it is. For most households, an additional $1 million in coverage can cost less per month than a few cups of coffee. It’s one of the most cost-effective ways to secure major peace of mind. When you weigh the cost against the potential risk of losing your savings or home to an unexpected lawsuit, the value is undeniable. 💬 Why Choose Calfee Insurance for Your Umbrella CoverageAt Calfee Insurance, we don’t believe in one-size-fits-all protection. We take the time to get to know your lifestyle, your goals, and the things you’ve worked hard for — so your insurance grows with you, not just around you. Our team makes complex topics simple to understand. We’ll walk you through your coverage limits, explain how umbrella insurance connects to your home and auto policies, and ensure you have the protection you truly need — without paying for what you don’t. It’s the kind of personal, local guidance you can only get from people who know your roads, your roots, and your community. ✨ The Bottom LineUmbrella coverage isn’t about expecting the worst — it’s about being ready for it. Because sometimes, even one accident can change everything. Protecting your home, assets, and peace of mind starts with understanding what’s possible — and choosing the right local team to guide you. Extra protection. Real peace of mind. Truly local care — through Calfee Insurance.  Every November 11th, our nation pauses to honor the men and women who have stood in service to protect our freedom. Veterans Day is more than just a date on the calendar — it’s a reminder of the courage, sacrifice, and unwavering dedication of those who put others before themselves. At Calfee Insurance, we take this moment to reflect, give thanks, and pay tribute to every veteran who has served our country with honor. Our local community here on Cape Cod is filled with stories of service — of neighbors, friends, and family members who have worn the uniform with pride. Whether they served decades ago or are still serving today, their commitment continues to inspire us. These are individuals who answered the call to something greater than themselves, and because of them, we are able to enjoy the safety and peace that define our way of life. At Calfee Insurance, we believe that honoring veterans goes beyond words. It’s about recognizing the strength of their spirit and the values they represent — courage, integrity, and dedication to community. These are the same values we aim to reflect in how we serve our clients every day. Just as veterans protect what matters most, we strive to help our neighbors protect their homes, families, and futures with care and respect. Veterans remind us that protection isn’t just about defense — it’s about love. Love for family, for community, for the country they serve. And in many ways, that same sense of responsibility guides how we approach insurance. Our mission has always been rooted in service — not just policies and paperwork, but genuine support for the people who make our communities strong. Today, we extend our heartfelt gratitude to every veteran — especially those in our own Cape Cod community. Your bravery has made our freedoms possible, and your sacrifices have built the foundation upon which we live and thrive. As we honor you this Veterans Day, may we all take time to reflect on what your service truly means. Let’s reach out, say thank you, and carry your legacy forward through kindness, compassion, and respect for one another. From all of us at Calfee Insurance, we honor your courage, we celebrate your dedication, and we thank you — deeply and sincerely — for your service. Honoring courage, service, and sacrifice — with pride from Calfee Insurance.  When it comes to insurance, many people think the key to saving money is finding the lowest price. But at Calfee Insurance, we know that true savings start with understanding your policy — inside and out. Knowing what your coverage actually includes can prevent costly surprises, wasted premiums, and unnecessary risks. Because when you understand your policy, you’re not just saving money — you’re protecting your future. Understanding What You’re Paying ForYour insurance policy isn’t just a stack of papers — it’s a promise. It’s there to protect you when life doesn’t go as planned. But too often, people don’t realize what their policy truly covers until it’s too late. That’s why at Calfee Insurance, we take the time to walk you through it all — your deductibles, limits, and exclusions. These are the key details that determine how much you’ll pay, how much your policy will cover, and what situations might not be included. Knowing these details helps you make informed choices. It’s the difference between feeling uncertain when filing a claim and knowing you’re fully covered when you need it most. How Understanding Saves You MoneyInsurance isn’t just about protection — it’s about smart financial planning. When you understand your policy, you can adjust it to fit your lifestyle, needs, and budget. For example:
Local Knowledge. Real Guidance.Online quotes can give you a number — but they can’t give you insight. As a local agency right here on Cape Cod, Calfee Insurance understands the unique risks of living near the coast — from storm exposure to seasonal property concerns. We bring local expertise that algorithms can’t match. Our agents know the community, the neighborhoods, and the challenges Cape Cod families and businesses face. That’s how we help you find coverage that truly fits, not just one that looks cheap on paper. Confidence Comes From ClarityWhen you understand your insurance, you gain more than just savings — you gain confidence. You can rest easy knowing that when something unexpected happens, you’re prepared. At Calfee Insurance, our mission is to make insurance simple, transparent, and personal. Because we believe that informed clients are protected clients. So, before you renew or buy your next policy, take the time to truly understand it. Talk to someone who can explain it clearly and honestly — someone who knows your community and cares about your peace of mind. Insurance can feel complicated. Deductibles, limits, exclusions… the terms alone sound intimidating. But understanding them is crucial to making sure your home, car, or business is properly protected. At Calfee Insurance, we believe that insurance shouldn’t be confusing — it should give you peace of mind. When you understand what your policy covers — and what it doesn’t — you make smarter decisions, avoid costly surprises, and get the protection that fits your unique needs. Let’s break it down simply Deductibles: What You Pay Out of PocketA deductible is the amount you pay when you file a claim before your insurance covers the rest. For example, if your deductible is $1,000 and you have $5,000 in covered damage, you pay $1,000, and your insurer pays $4,000. Choosing the right deductible is all about balance. A higher deductible usually means lower monthly premiums, but it also means more money out of pocket if something happens. A lower deductible keeps your immediate costs smaller but may increase your premium. At Calfee Insurance, we help you evaluate your options. We take the time to understand your financial situation and your risk tolerance, so your deductible fits your lifestyle. It’s not just about numbers — it’s about what makes sense for you and your family. Limits: Know the MaximumsEvery policy has limits, which are the maximum amount your insurance will pay for a claim. These limits apply to specific types of coverage, such as your home, auto, or valuables. For instance, if your home insurance has a $300,000 limit and your house suffers $400,000 in damage, you would be responsible for the $100,000 difference. Understanding these limits ensures you’re adequately protected. Many people assume their policy covers “everything,” but that’s not the case. That’s why it’s important to discuss your limits with a local agent who knows your area. At Calfee Insurance, we review your home, car, or business in detail to make sure your limits match your actual replacement costs and lifestyle. This local insight can prevent gaps in coverage that online quote tools might miss. Exclusions: What’s Not CoveredExclusions are the items or situations your policy doesn’t cover. Every insurance policy has them. Common exclusions include certain natural disasters, intentional damage, or high-value items that require additional coverage. Knowing your exclusions ahead of time is critical. Without this knowledge, you might be surprised when a claim is denied. At Calfee Insurance, we explain exclusions in plain language, so you know exactly what’s protected and what may require extra coverage. This clarity lets you make informed decisions and avoid unexpected out-of-pocket costs. Why Understanding These Terms MattersMany insurance problems happen not because people lack coverage, but because they misunderstand their policies. Deductibles, limits, and exclusions might sound technical, but they directly affect your protection and your wallet. Understanding these terms helps you:
For example, imagine a Cape Cod homeowner who assumes their policy covers flooding. Without knowing exclusions, they could face thousands in out-of-pocket costs after a storm. A local agent at Calfee Insurance could have explained the gap and recommended a flood policy — saving them both money and heartache. The Calfee Insurance AdvantageAt Calfee Insurance, we combine experience with local insight. We’ve served Cape Cod families and businesses for over 40 years, and we understand the unique risks of living and working here — from coastal storms to seasonal traffic hazards. When you work with us, you get more than a policy — you get:
We walk clients through each policy in plain language, ensuring you understand every detail. Because insurance isn’t just paperwork — it’s protection for your family, your home, and your future. Take Control of Your CoverageUnderstanding deductibles, limits, and exclusions might seem complicated, but it doesn’t have to be. With the right guidance, these terms become tools that help you make informed decisions, optimize your coverage, and save money. Whether you’re buying a home, renewing your auto insurance, or protecting a small business, working with a local agent ensures you’re truly covered. At Calfee Insurance, we help Cape Cod residents navigate these decisions with confidence and care.  When it comes to insurance, most people think saving money means finding the lowest price. But at Calfee Insurance, we believe real savings come from something deeper — understanding. Anyone can hand you a quote. But only a local agent who listens, asks the right questions, and truly gets to know your needs can help you find coverage that saves you money and protects what matters most. Because being understood isn’t just about your budget — it’s about your story. Listening Before the QuoteEvery client is different. Your home, your lifestyle, your family, and your priorities all shape what kind of protection you really need. But that’s something an algorithm or online quote form can’t see. At Calfee Insurance, we take the time to listen. We want to know how you live, what you value, and what keeps you up at night. Maybe your home sits close to the coast. Maybe your car is essential for your daily commute. Or maybe you’re a small business owner trying to balance costs and coverage. By understanding those details, we can tailor your insurance to match your life — ensuring you’re protected from the real risks you face while avoiding unnecessary add-ons that inflate your premium. That’s how true savings begin. Local Insight, Smarter ProtectionBeing a local agency gives us an edge that no automated system can replicate. We live here on Cape Cod, too — we know the roads, the neighborhoods, the flood zones, and even the small details that affect your insurance rates. When storms hit or seasons shift, we’re ready with advice that fits the Cape’s unique needs. That means smarter home coverage, the right auto protections, and trusted carriers who understand the coastal lifestyle. Our clients don’t have to guess whether they’re properly covered. They know — because we make sure of it. Saving More Than Just MoneyAt Calfee Insurance, saving more means saving time, stress, and worry. When life throws you a curveball — a storm, an accident, or a claim — you won’t be dialing an automated helpline. You’ll be calling a local agent who knows your name and your story. That kind of connection brings more value than any discount ever could. It’s the peace of mind that comes from knowing someone is looking out for you, every step of the way. The Calfee DifferenceFor over 40 years, Calfee Insurance has helped Cape Cod families, homeowners, and business owners protect what matters most through genuine understanding and local care. We combine expertise with empathy — because the best savings come from knowing your needs, not guessing them. So when it comes to insurance, don’t just look for the lowest number. Look for someone who truly listens. |
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Arthur D. Calfee Insurance Agency, Inc. is a friendly local insurance agency proudly offering Massachusetts, Cape Cod and the Islands. A-Excellent AM Best rating, A+ Excellent by the BBB
Using innovative thinking, cutting-edge tools and expert resources at national and local levels, we deliver the best possible outcome on every policy we manage. Need Home Insurance? Easy, Fast, & Secure Home Insurance. Get Free Quotes 100% Online Now! Available 24/7. Affordable Rates. Cover Your Biggest Investments. Get a homeowners insurance quote, find coverage options. We'll help you understand and customize the right home insurance coverage for you.
Home is where your heart is—along with a healthy chunk of your net worth. Get started today with a free homeowner's quote.
Compare home insurance quotes today and save on protection for your biggest investment. Build a Custom Policy & Make the Switch! Our local underwriting professionals focus exclusively on finding the best home insurance, homeowner's insurance, hazard insurance, investment property insurance, flood insurance, flood zone information, vacation home insurance, second home insurance, auto insurance, collector car insurance, business insurance, general liability insurance, property insurance, professional liability insurance, contractor's liability insurance, worker's comp insurance, key man insurance, whole life insurance, term life insurance, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Pocasset, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, East Dennis, Eastham, Falmouth, East Falmouth, Hatchville, West Falmouth, North Falmouth, Woods Hole, Harwich, Hyannis, Hyannisport, Martha's Vineyard, Nantucket, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Sagamore, Sagamore Beach, Truro, Wellfleet, Yarmouth, and Yarmouthport. Real-Time Pricing. Insurance coverage: Wind Damage, Fire Loss, Water Damage. Protect your home and belongings. Low Rates For Your Best Options to Save Money On Great Coverage! Get a quote today. Home insurance helps protect your house and your family.
Using innovative thinking, cutting-edge tools and expert resources at national and local levels, we deliver the best possible outcome on every policy we manage. Need Home Insurance? Easy, Fast, & Secure Home Insurance. Get Free Quotes 100% Online Now! Available 24/7. Affordable Rates. Cover Your Biggest Investments. Get a homeowners insurance quote, find coverage options. We'll help you understand and customize the right home insurance coverage for you.
Home is where your heart is—along with a healthy chunk of your net worth. Get started today with a free homeowner's quote.
Compare home insurance quotes today and save on protection for your biggest investment. Build a Custom Policy & Make the Switch! Our local underwriting professionals focus exclusively on finding the best home insurance, homeowner's insurance, hazard insurance, investment property insurance, flood insurance, flood zone information, vacation home insurance, second home insurance, auto insurance, collector car insurance, business insurance, general liability insurance, property insurance, professional liability insurance, contractor's liability insurance, worker's comp insurance, key man insurance, whole life insurance, term life insurance, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Pocasset, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, East Dennis, Eastham, Falmouth, East Falmouth, Hatchville, West Falmouth, North Falmouth, Woods Hole, Harwich, Hyannis, Hyannisport, Martha's Vineyard, Nantucket, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Sagamore, Sagamore Beach, Truro, Wellfleet, Yarmouth, and Yarmouthport. Real-Time Pricing. Insurance coverage: Wind Damage, Fire Loss, Water Damage. Protect your home and belongings. Low Rates For Your Best Options to Save Money On Great Coverage! Get a quote today. Home insurance helps protect your house and your family.
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Please note: The above is meant as general information to help you understand the different aspects of insurance. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features on this page are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.
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