Accidents happen on the road. A deer could dart across your path, a tree branch could come crashing down or you could make a simple mistake as you hurry to get to work.
Does your policy kick in after these kinds of events?
Let’s look at five things that could easily happen to any driver and see if they’d be covered.
Your Friend Wrecks Your Car
Your friend’s car is in the shop, so you lend them yours for the day. What happens if they end up involved in a fender bender?
Your insurance typically follows your vehicle. If you have collision insurance, the damage may be covered. If your friend caused the accident, your liability insurance could help cover the losses others suffer, too.
A Tree Falls on Your Truck
A storm rages through the night and you wake up to find a big tree lying across the hood of your truck. Not to worry — comprehensive auto insurance most likely covers damage from storms.
A Pothole Takes Out Your Muffler
What looks like a shallow puddle ends up being a massive pothole, resulting in a jolt, a thud and some serious damage. Though your deductible may be too high to cover minor issues, in a situation where significant repairs are needed, you may choose to file a claim.
Your Car Is Vandalized
Someone keyed your car and damaged your paint job pretty badly. Your comprehensive insurance should cover you, so you might want to file a claim if the damage exceeds the amount of your deductible.
Oops! You Backed Into Something
In a rush to get to work, you forget to open the garage door and backed right into it. (Hey, it happens.) With collision insurance, you can file a claim for the damage.
Need to adjust your coverage? Have questions about your deductible? Reach out today to discuss your policy.
Compare home insurance quotes today and save
Davidson Calfee is the Owner and President of Operations, overseeing overall portfolio management, agency relations and new business generation. He has a natural ability to manage complex situations and achieve outstanding results for his clients.
Calfee is constantly looking for ways to improve professionally and has worked diligently to revamp his team’s handling of the needs and expectations of his clients.
Calfee specializes in developing, designing and implementing complex property catastrophe insurance programs for his clients. His market knowledge and client service skills have made Calfee a sought-after property resource for Massachusetts coastal residents.
Rental Home Insurance
Rental Condo Insurance
Personal Umbrella Policy
Off Road Vehicles
Motor Home Insurance
Mobile Home Insurance
Travel Trailer Insurance
Boat & Yacht Insurance
Jet Ski Insurance
Apartment Building Insurance
Condo / Condominium HOA Insurance
Lessors Risk Insurance
Commercial Real Estate
Office Building Insurance
Business Owners Policy Insurance (BOP)
Commercial General Liability Insurance (CPP)
Business Auto Insurance
Real Estate E& O
Errors & Omissions Insurance
Term Life Insurance
Universal Life Insurance
Whole Life Insurance
Group Life Insurance
"Key Man/Woman" Insurance
This blog is intended to promote local events, businesses & non-profit organizations through out our network.
Proudly doing business in the following Cape Cod, Massachusetts towns and villages: Barnstable, Bourne, Brewster, Buzzards Bay, Centerville,
Chatham, Cotuit, Craigville, Dennis, Eastham, Falmouth, Harwich, Hyannis, Hyannisort, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown,
Sandwich, Truro, Wellfleet, Woods Hole, Yarmouth, Yarmouthport