Buying a House
Buying a home can be an exciting event. To ensure that you will have a satisfying experience make sure to work with a quality real estate professional who knows the market and will be dedicated to your best interest. Better educated buyers have a more satisfying buying experience.
There is no place quite like this area. The towns and villages of Cape Cod and the South Coast all have their own unique character. You will find over 600 miles of coastline - pristine beaches, ponds, rivers and streams - charming harbors - arts, culture, antiques, fun shops and great restaurants. With so much to offer, it may be hard to decide where to buy.
A common question that arises as buyers begin to house-hunt is whether to negotiate on another home before their existing home is under contract. You may want to take into consideration if you will be using the equity from your current home when purchasing. Additionally it is necessary to understand your financing options when narrowing down your choice of homes.
"One of the keys to a successful purchase is planning and preparation."
Acquiring proper financing is one of the most important steps in the home buying process. Our goal is for your experience to be smooth and efficient. There is a wide variety of mortgage programs available — our in-house mortgage consultant will help you identify the best fit for you. Our Premier Service® Certified professionals will guide you through the mortgage process from the initial inquiry to a successful closing.
Prior to your home search you will want to be pre-approved. Many sellers are now requiring that "offers to purchase" their home be accompanied by a pre-approval letter - this is a good thing - for them and for you. Sellers want to know that the person that they are negotiating with can secure financing for their new home. Further, if you and another person are competing for the same home, the seller is more likely to work with the person who has been pre-approved. Becoming pre-approved for a mortgage benefits you in a number of other ways as well: you will know the monthly payment, your price range, the maximum amount of a mortgage you would qualify for, so you can move ahead with complete confidence.
By comparing properties currently listed for sale, pending sales and recently sold, one can develop a general or relative sense of a properties worth. This can be deceiving however when taking into account some important factors such as the location of the property, it’s condition, market conditions at the time, and what the terms of the sale may have been.
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Arthur D. Calfee Insurance Agency, Inc. is proudly serving primary home, vacation home, auto, collector car, business, general liability, property, professional liability, contractor's liability, worker's comp, key man, whole life, term life, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, Eastham, Falmouth, Hatchville, Harwich, Hyannis, Hyannisport, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Truro, Wellfleet, Woods Hole, Yarmouth, and Yarmouthport.