When it comes to home repairs and renovations, it can be difficult to know what you can accomplish on your own — and which projects are best handled by a trained professional.
Costs, safety, time and the finished product are all things you should plan around. Consider the pros and cons of doing it yourself versus hiring a professional for a project. You may be able to do smaller things on your own, but some jobs are better left to an expert. What’s the time commitment? Thanks to online tutorials, you have access to near-infinite home repair knowledge. But how much time do you actually have to put that information into action? Before starting a DIY project, make sure you can complete the work within your target timeframe. For example, if you need to get a nursery ready before a new baby is born, can you expect to meet that deadline? Are you okay with spending so much of your spare time on it? How much will you save? Since you’re not paying someone else for their labor, you should be able to save a ton of money on your home project, right? The answer isn’t always that simple. For example, do you already have the tools and materials you need? You can always get a few quotes to compare the expense of hiring a professional. And keep in mind that you may have to hire a pro if there are issues, meaning extra spending on top of the money you’ve already invested into it. Is safety an issue? A good rule of thumb is that any project requiring a permit might be too big or too risky to DIY. This includes electricity, plumbing, digging and structural changes. It’s not worth the chance that a mistake could hurt you or make your home unsafe. Can you accept “good enough” instead of perfect? Let’s face it: Sometimes a finished DIY project doesn’t look as good as if a contractor did it. If you want a renovation to come out perfectly (or if you want to sell your home quickly), consider hiring a professional. Have questions about your home insurance and how your coverage can be affected by renovations? Reach out for assistance.
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Arthur D. Calfee Insurance Agency, Inc. is proudly serving primary home, vacation home, auto, collector car, business, general liability, property, professional liability, contractor's liability, worker's comp, key man, whole life, term life, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, Eastham, Falmouth, Hatchville, Harwich, Hyannis, Hyannisport, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Truro, Wellfleet, Woods Hole, Yarmouth, and Yarmouthport.
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