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Home InsuranceWe make it simple to find the best price on homeowners insurance from multiple companies.
Specialty Rates · Top Coverages First Time Home Buyers 
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Auto InsuranceCompare 10 Low Rates For Your Best Options to Save Money On Great Coverage!
Multiple Car Insurance Discounts. 
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Contractor InsuranceQuickly Compare Multiple Insurance Quotes for Your Contracting Business Today!
Experienced Agents · One Application · 15 Minutes · Fast & Easy · Dependable · Affordable 
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Hello and welcome! Thank you so much for exploring these pages of my website. I hope you find the content here useful and informative. I've been in this business for a while now and helping you make the best possible decisions is my number one priority. Whether you've found this profile page of mine through an email newsletter, social media channels, or you were referred here by a friend, I'm happy to have you as my guest.
Check out the email newsletters and social media pages from the above navigation menu. Twice a month, I put together an email newsletter full of entertaining and inspiring content. Think of these as lifestyle articles you'd find in magazines. I share similar content through my social channels as well. And if you need to get in touch, my contact information is at the bottom of each page. Thanks for visiting and enjoy! |
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We Create the 'Best Home & Auto Insurance' Package Deals in Massachusetts and Florida!
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Best Insurance Agency on Cape Cod!
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"Good customer service means helping customers efficiently, in a friendly manner. It's essential that we are able to handle issues for customers and to do our best to ensure you are satisfied."
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"Providing fast, educated, quality service is one of the most important things that we can differentiate from our competitors."
FAST HOME INSURANCE QUOTES (508)540-2601By answering some simple questions about your home, we’ll get you the protection that you deserve, all through our secure network. We offer a comprehensive set of home insurance coverages to protect your property and your family. Once you start a quote, we’ll recommend to you the appropriate amount of insurance needed for your home by calculating property and building construction information from multiple databases.
Using innovative thinking, cutting-edge tools and expert resources at national and local levels, we deliver the best possible outcome on every policy we manage. Our local underwriting insurance professionals focus exclusively on finding the best home insurance products for our Massachusetts residents.
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MA Local Quote Line:
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Contact us to find out how much you could save on home insurance & car insurance.
Home InsuranceCompare home insurance quotes today and save on protection for your biggest investment. Build a Custom Policy & Make the Switch! When purchasing property insurance, doing your due diligence is more than a turn of phrase. The period when a house is under contract is an essential part of the home insurance buying process and requires careful attention to detail. Being thorough in the due diligence phase will help you uncover potential issues and make the right choices for you and your family by calling us at (508)540-2601.
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Auto InsuranceProtect yourself on the road with auto insurance. Find out about coverage options, discounts and get a free online car insurance quote. Car Insurance shopping has become something of a science. If you time your insurance purchase right, you could save hundreds off the sticker price, while buying insurance during certain times of the month or on the wrong day can cost you. Here's a look at when you might find the best deals on a new set of wheels by calling us at (508)540-2601.
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Cape Cod, Massachusetts OfficeArthur D. Calfee Insurance Agency, Inc.
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Cape Cod Apartments & Condos Insurance
You may still want a tenant's Cape Cod homeowners insurance policy to cover your personal property and personal liability
Get a quote online!
HOMEOWNERS INSURANCE
INSURANCE FOR YOUR VALUABLES
Personal Property Replacement Cost coverage
Having a valuable lost, stolen, seriously damaged, or destroyed, is stressful enough.
Not being able to replace it can be devastating.
This happens more than you might think.
Many home insurance policies only pay actual cash value, which, after depreciation, can be much lower than the actual replacement cost.
Even worse if an item is alder than the depreciation table allows, you might not receive any money at all.
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Falmouth, Cape Cod
Homeport Plaza Office
Cape Cod Home Insurance Agent for Coastal Properties
*Lowest Wind Deductibles
*Most Discounts & Credits
*Best Coverage Limits
As an Independent Insurance Agency, we represent many home insurance companies to Massachusetts & Florida Residents.
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Click here for a QUOTE
What is ICE Damming?
Ice damming occurs when melting snow runs down the surface of a roof and re-freezes.
As run-off refreezes, the ice builds up and begins to dam the subsequent run-off, causing it to pool.
Unfortunately, shingles are designed to shed water with the help of gravity and they don’t perform well against the standing water. Some of the pooled water finds its way under shingles to hidden seams and fastener holes. Some of it re-freezes under the tabs and lifts the shingles, literally opening a floodgate.
Do I need a Flood Policy on Cape Cod?
When new flood maps are issued on Cape Cod, MA, your risk may have changed as well - along with your home insurance and flood insurance requirements.
However, there is usually a six- to twelve-month period between the time the new “preliminary” maps are issued and the time that they are implemented. This gives you adequate time to protect your Cape Cod Home and, possibly, save on flood insurance.
Home insurance protects your biggest investment from the unknown. Choose a company you can trust at a price you can afford. Get a home insurance quote today.
Buying a Home: Due Diligence Tips
When purchasing property insurance, doing your due diligence is more than a turn of phrase. The period when a house is under contract is an essential part of the home insurance buying process and requires careful attention to detail.
The Basics
The due diligence process is the buyer's opportunity to review all facets of a potential home sale. From home inspection findings to homeowner insurance costs, it's when you'll take the time to understand exactly what you're potentially buying.
Floodplain and fire-prone areas may require additional coverage. Make sure you know the estimated costs and what a new homeowners insurance policy will cover.
Being thorough in the due diligence phase will help you uncover potential issues and make the right choices for you and your family.
If your Cape Cod coastal property is mapped out of a high-risk area, your flood insurance costs will likely decrease. If you’ve been mapped into a high-risk area, you will be required to purchase flood insurance if your mortgage is through a federally regulated or insured lender. However, you can save money through a process known as "grandfathering." You can take advantage of grandfathering by obtaining a policy before the new maps take effect. You’ll likely qualify for the NFIP Preferred Risk Policy (PRP), which covers buildings and their contents for as little as $119 for the first year. On renewal, you will qualify for the standard rates associated with moderate-to-low risk zones, rather than high-risk zones. To lock in the lower rate, you must purchase flood insurance before the new maps become effective - otherwise, the property will be rated using the high-risk flood zone on the new map. Learn more about grandfathering here.
Know your area. Learn your flood insurance and see when new flood maps will be available for your community.
Know your area. Learn your flood insurance and see when new flood maps will be available for your community.
Flood Insurance
What Is Not Covered You may be surprised to learn that most homeowner's policies cover nearly every possible disaster or loss except those caused by floods and earthquakes. Examine your policy to see if any other coverage is needed to protect you from catastrophe. See the U.S. Federal Emergency Management Agency (FEMA) website www.floodsmart.gov for more information about the NFIP. There are other exclusions that may specifically impact you and your coverage.
Insurance is often one of those necessary-yet-avoided topics of discussion. Its importance for family continuity and individual survival is paramount, but no one wants to voluntarily think of “the worst that can happen.” Sometimes it does happen and local communities can suffer incredible damage from natural and man-made disasters. It is for this reason you need representation that can build a connection, share this knowledge and offer resources in a way that dissolves doom and gloom scenarios and encourages you to see the positive benefits of insurance policies.
The Arthur D. Calfee Insurance Agency, Inc. demonstrates this empathetic capacity to connect with clients specifically in its community about policies and preparing for those surprise catastrophes. The LOCAL INSURANCE agency offers home, boat/yacht, auto, disability and life insurance packages to meet the unique needs of the community.
A 2nd generation company solely family-run, the agency originated with founder Arthur from his home in 1980. He comes from a line of leaders; his name “Draper” originates from the Draper Family from Hopedale that was responsible for leading the industrial revolution in Massachusetts. They manufactured Looms, which distributed fabric for women internationally.
Art’s vision expanded beyond his home borders and he eventually began servicing over 3,000 clients in his immediate territory. It was this single-minded dedication to serving his community that endowed him with “Outstanding Citizen of Year” by the Falmouth Chamber of Commerce in 1997.
The agency is now well positioned with developed relationships in the industry, enabling the family team to offer its clients more competitive policies. The list includes Arbella, Safety, Encompass, Plymouth Rock, Travelers, Universal Property, Narragansett, ASI, Scottsdale, Lloyds of London and others.
Legacy is vital in a family-run business that serves its local region, and the insurance agency’s leadership principles have continued with Art’s son, Davidson, as President. He is a humble recipient of the “40 Under 40 Award.”
Contact Arthur D. Calfee Insurance Agency, Inc. to learn more about its services and how you may be assisted immediately.
The Arthur D. Calfee Insurance Agency, Inc. demonstrates this empathetic capacity to connect with clients specifically in its community about policies and preparing for those surprise catastrophes. The LOCAL INSURANCE agency offers home, boat/yacht, auto, disability and life insurance packages to meet the unique needs of the community.
A 2nd generation company solely family-run, the agency originated with founder Arthur from his home in 1980. He comes from a line of leaders; his name “Draper” originates from the Draper Family from Hopedale that was responsible for leading the industrial revolution in Massachusetts. They manufactured Looms, which distributed fabric for women internationally.
Art’s vision expanded beyond his home borders and he eventually began servicing over 3,000 clients in his immediate territory. It was this single-minded dedication to serving his community that endowed him with “Outstanding Citizen of Year” by the Falmouth Chamber of Commerce in 1997.
The agency is now well positioned with developed relationships in the industry, enabling the family team to offer its clients more competitive policies. The list includes Arbella, Safety, Encompass, Plymouth Rock, Travelers, Universal Property, Narragansett, ASI, Scottsdale, Lloyds of London and others.
Legacy is vital in a family-run business that serves its local region, and the insurance agency’s leadership principles have continued with Art’s son, Davidson, as President. He is a humble recipient of the “40 Under 40 Award.”
Contact Arthur D. Calfee Insurance Agency, Inc. to learn more about its services and how you may be assisted immediately.
Car Insurance - Home Insurance - Hazard Insurance - Rental Home Insurance
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Insurance products and services offered at our Cape Cod Insurance Agency include:
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Keep Your Home Safe While You're Away
If you're lucky enough to be a snowbird who travels with the seasons or if you have an extended trip coming up, you're probably thinking about how to best protect your property while you're gone.
Here are a few tips for keeping your home safe from the elements and intruders.
1. Turn off your water. Even small leaks can turn into flooding disasters when left unattended. If you'll be gone a while, consider shutting off the water and draining your pipes. If you do leave the water on, have someone stop by regularly to run the hot water, flush the toilets and check for any problems.
2. Hire a home watching service.Well-meaning neighbors and friends may be happy to check on things while you're away. However, it's a good idea to consider hiring a home watching service instead. These professionals do more than bring in your mail. They're trained to spot issues like slow leaks and will make your home appear occupied during your absence.
3. Review and update your homeowners insurance. Confirm that you have adequate coverage for your unoccupied residence or vacation property. Also, check to see if having a house sitter or caretaker will reduce any potential surcharges you pay when your home is vacant.
4. Embrace smart technology.Thanks to advances in technology, many home security and HVAC systems can be monitored and controlled remotely with a smartphone. Cameras and apps are helpful if you're trying to keep the temperature consistent, turn different lights on and off, and watch for suspicious activity from a distance.
With these steps, you can help keep your home safe and enjoy peace of mind while you're away.
If you're lucky enough to be a snowbird who travels with the seasons or if you have an extended trip coming up, you're probably thinking about how to best protect your property while you're gone.
Here are a few tips for keeping your home safe from the elements and intruders.
1. Turn off your water. Even small leaks can turn into flooding disasters when left unattended. If you'll be gone a while, consider shutting off the water and draining your pipes. If you do leave the water on, have someone stop by regularly to run the hot water, flush the toilets and check for any problems.
2. Hire a home watching service.Well-meaning neighbors and friends may be happy to check on things while you're away. However, it's a good idea to consider hiring a home watching service instead. These professionals do more than bring in your mail. They're trained to spot issues like slow leaks and will make your home appear occupied during your absence.
3. Review and update your homeowners insurance. Confirm that you have adequate coverage for your unoccupied residence or vacation property. Also, check to see if having a house sitter or caretaker will reduce any potential surcharges you pay when your home is vacant.
4. Embrace smart technology.Thanks to advances in technology, many home security and HVAC systems can be monitored and controlled remotely with a smartphone. Cameras and apps are helpful if you're trying to keep the temperature consistent, turn different lights on and off, and watch for suspicious activity from a distance.
With these steps, you can help keep your home safe and enjoy peace of mind while you're away.
Homeport Office
336 Gifford Street Falmouth, MA 02540
tel: 508-540-2601 fax: 508-457-1715
tel: 508-540-2601 fax: 508-457-1715
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Arthur D. Calfee Insurance Agency, Inc. is proudly serving insurance policies for your primary home, vacation home, auto, collector car, business, general liability, property, professional liability, contractor's liability, worker's comp, key man, whole life, term life, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, Eastham, Falmouth, Hatchville, Harwich, Hyannis, Hyannisport, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Truro, Wellfleet, Woods Hole, Yarmouth, and Yarmouthport.
Contact us for a detailed insurance policy analysis of your home, auto or business.
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