Progressive Insurance has teamed up with Arthur D. Calfee Insurance Agency, Inc.
This Cape Cod Insurance Agency can service your Progressive Insurance policies. Pay your bill online.
The winter months can be a dangerous time for drivers, with icy surfaces, inclement weather, and reduced visibility making roads more difficult to navigate. Here are some tips for reaching your destination safely while driving in winter conditions:
How to drive safely in winter conditions. (2015, January 1). Retrieved January 1, 2015, from http://www.theonion.com/articles/how-to-drive-safely-in-winter-conditions,37691/
Don't own your own home yet? You should know that you can, and should, be properly insured for your personal property even though you're renting. One of our leading competitive insurance providers, Arbella, just announced that they're offering a new insurance package plan that's aimed at saving you even more money. With the clever name "carpartment", this package plan combines both your renters insurance as well as your auto. It’s a match made in savings heaven. First and foremost, you’ll get dynamic Massachusetts car insurance. Arbella knows the New England roads better than anybody, and they pride themselves on responding faster to your needs if you have to report an accident. For more details on car insurance and additional discounts on insurance, click here.
The other half of this package is just as important. When you sign up for car insurance with Arbella, they'll throw in a side of renters insurance for as low as $3 a week. That’s less than a latte at starbucks! Your policy covers what your landlord won’t in case of things like fire, bursting pipes or break-ins. They'll protect your electronics, your furniture, your retro sneaker collection, even your identity. And They'll do it with the same commitment to service that’s been Arbella’s calling card from day one. For more details on renters insurance or home insurance, click here.
Are you planning a major project, such as remodeling, rebuilding or building new? Do you know if your insurance will adequately cover it? These questions are important to answer anytime you hire a contractor to work on your home or property. Make sure you take time to verify that they and any subcontractors are appropriately insured, as well as licensed and bonded. While it’s always a good idea to ask for a contractor’s certificates of insurance, an even better practice is to contact the insurers to confirm coverage. Some experts recommend that contractors carry at least $1 Million in coverage for each insurance type.
Meanwhile, highly-rated insurance providers tell us that you should consider an extra step: get yourself named as an “additional insured” on the contract of general liability policy. This ensures that you are fully covered against liability for damage that can occur during your project, such as workers breaking a water line that causes a neighbor’s property to flood. Getting yourself added to the policy may cost you little or nothing at all. Also, it means that the insurer will alert you if the contractor’s policy lapses.
It’s important to realize that some home improvements can affect your homeowners insurance premium or coverage. For example, a major kitchen remodel could mean that your home would cost more to replace in the event of a disaster than it was at the time your policy was written. Many policies include a replacement cost endorsement that guarantees sufficient coverage to rebuild your home. Be sure that you have replacement coverage and that the amount is in line with the current costs.
Another renovation-related insurance consideration arises if you transform an unused room into a home office. Standard policies rarely extend coverage for accidents, theft, or other hazards that can happen on property used for business. Talk to your insurance agent about extending coverage or buying a separate policy. It’s important to inform your agent or insurer when you make significant changes to your home. Some upgrades, like a replaced roof or updated furnace, can actually significantly reduce your premium!
The typical homeowners insurance policy is not sufficient to cover risks associated with building or rebuilding a home. You may want to take out a builder’s-risk policy to insure your property and on-site building materials during construction.
If you’re in the market for home-related insurance, we can provide you quotes from several different insurance companies that have good ratings from both consumers and from independent rating organizations.
Hicks, A. (2014, December 1). Are you properly insured for remodeling? Vitality, p. 22.
Just a few inches of water from a flood can cause tens of thousands of dollars in damage. From 2008 to 2012, the average residential flood claim amounted to more than $38,000. Flood insurance is the best way to protect yourself from devastating financial loss.
Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers and the property's flood risk.
All policy forms provide coverage for buildings and contents. However, you might want to discuss insuring personal property with your agent, since contents coverage is optional. Typically, there's a 30-day waiting period from date of purchase before your policy goes into effect. That means now is the best time to buy flood insurance.
Rental Home Insurance
Rental Condo Insurance
Personal Umbrella Policy
Off Road Vehicles
Motor Home Insurance
Mobile Home Insurance
Travel Trailer Insurance
Boat & Yacht Insurance
Jet Ski Insurance
Apartment Building Insurance
Condo / Condominium HOA Insurance
Lessors Risk Insurance
Commercial Real Estate
Office Building Insurance
Business Owners Policy Insurance (BOP)
Commercial General Liability Insurance (CPP)
Business Auto Insurance
Real Estate E& O
Errors & Omissions Insurance
Term Life Insurance
Universal Life Insurance
Whole Life Insurance
Group Life Insurance
"Key Man/Woman" Insurance
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