Good customer service means helping customers efficiently, in a friendly manner. It's essential that we are able to handle issues for customers and to do our best to ensure you are satisfied.
Providing good service is one of the most important things that we can differentiate from our competitors.
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We offer a comprehensive set of coverages to protect your home and your family. Once you start a quote, we’ll recommend to you the appropriate amount of insurance needed for your home by calculating property and building construction information from multiple databases. Call Isabella at 508-403-0300 Dwelling
Protect your dwelling (place of residence such as a house or townhouse) including what’s attached to the dwelling such as a garage. You’ll be protected against untimely events such as wind, hail, fire and theft. Other structures Protect structures on your property, such as a detached garage, driveway, patio, fence, gazebo, small shed or barn. We include coverage for these types of structures in every policy at no extra cost. Contents Have peace of mind knowing that your personal property such as furniture, TVs, computers and laptops are covered in case something should happen to them, while they are anywhere in the world. Loss of use Any increase in living expenses and lodging will be covered in case there is damage to your home and you cannot stay there while it is being repaired. You won’t have to be dependent on anyone. Liability In the event that a claim is made or a suit is brought against you for property damages or bodily injury, your policy will cover these costs up to the amount of this coverage you select to carry. Medical payments Your policy will cover necessary medical expenses (up to the amount of this coverage you select to carry) incurred in the event there is an accident at your home causing bodily injury to someone else. Universal Property & Casualty Insurance Company (UPCIC) serves Coastal Areas of massachusetts2/5/2019 Our Products & Services
UIH’s insurance company subsidiaries have established strong relationships with a network of over 8,000 independent agents by emphasizing personal interaction, offering superior services and maintaining an exclusive focus on homeowners insurance. The Company’s insurance company underwriters work closely with independent agents to market and underwrite business. With competitively priced products, convenient installment billing plans and proactive claims management, both UPCIC and APPCIC provide their customers with superior service. As of December 31, 2018, UIH's insurance company subsidiaries serviced approximately 828,653 homeowners and dwelling fire insurance policies. Carrier Websites: Products & Services
Homeowner's Policy Designed for dwellings occupied by the owner Renter's Policy Designed to cover contents in a rented dwelling Condominium Policy Designed to provide coverage for owner occupied or tenant occupied condominiums Dwelling Coverage Protection against covered perils such as wind, hail, lightning, or fire Other Structures Coverage Protection structures on covered property other than a home, such as a garage or shed Dwelling Fire Policy Designed to protect Landlord's dwelling Personal property coverage Worldwide coverage for personal contents Personal liability coverage Legal protection for claims from accidents to others We can help give exceptional peace of mind to a wide range of Home Insurance Companies to give you comparative & competitive rates for Massachusetts Home Owners and First Time Home Buyers.
We make it simple to find the best price on homeowners insurance from multiple companies. Specialty Rates · Top Coverages - First Time Home Buyers Affordable Home Insurance - Free Online Quote in Minutes Cover your biggest investment and build a custom home insurance policy & make the switch! Manage your policy online and enjoy multi-policy discounts. Switch & You Could Save We recommend coverage amounts for your personal situation and break down everything we offer with clear-cut explanations so you know exactly what you’re getting. When purchasing property insurance, doing your due diligence is more than a turn of phrase. The period when a house is under contract is an essential part of the home insurance buying process and requires careful attention to detail. Being thorough in the due diligence phase will help you uncover potential issues and make the right choices for you and your family by calling us at (508)540-2601. Simply having a roof over your head isn’t enough. As a homeowner you also need to take good care of this important part of the house, which means understanding what your homeowners policy includes (and what it doesn’t) in the event of damage or decay. Understanding the four essential protections provided by your homeowners policyHomeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; Coverage for Additional Living Expenses Coverage for the structure of your homeYour homeowners policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disasters listed in your policy. Most policies also cover detached structures such as a garage, tool shed or gazebo—generally for about 10 percent of the amount of insurance you have on the structure of the house. A standard policy will not pay for damage caused by a flood, earthquake or routine wear and tear. When purchasing coverage for the structure of your home, remember this simple guideline: Purchase enough coverage to rebuild your home. Coverage for your personal belongingsYour furniture, clothes, sports equipment and other personal items are covered if they are stolen or destroyed by fire, hurricane or other insured disasters. The coverage is generally 50 to 70 percent of the insurance you have on the structure of the house. Liability protectionLiability covers you against lawsuits for bodily injury or property damage that you or family members cause to other people. It also pays for damage caused by your pets. So, if your son, daughter (or even your dog) accidentally ruins a neighbor’s expensive rug, you are covered. (However, if they destroy your rug, you’re out of luck.) The liability portion of your policy pays for both the cost of defending you in court and any court awards—up to the limit stated in your policy documents. Liability limits generally start at about $100,000, however, it’s a good idea to discuss whether you should purchase a higher level of protection with your insurance professional. If you have significant assets and want more coverage than is available under your homeowners policy, consider purchasing an umbrella policy, which provides broader coverage and higher liability limits. Your policy also provides no-fault medical coverage, so if a friend or neighbor is injured in your home, he or she can simply submit medical bills to your insurance company. This way, expenses can be paid without a liability claim being filed against you. It does not, however, pay the medical bills for your own family or your pet. Additional living expensesALE pays the additional costs of living away from home if you cannot live there due to damage from a an insured disaster. It covers hotel bills, restaurant meals and other costs, over and above your usual living expenses, incurred while your home is being rebuilt.
Keep in mind that the ALE coverage in your homeowners policy has limits—and some policies include a time limitation. However, these limits are separate from the amount available to rebuild or repair your home. Even if you use up your ALE your insurance company will still pay the full cost of rebuilding your home up to the policy limit. If you rent out part of your house, ALE also covers you for the rent that you would have collected from your tenant if your home had not been destroyed. 2018 hurricane season (June 1-November 30) There are a number of disturbances in the Atlantic Ocean currently being tracked by the National Hurricane Center. Preparation is the key to successfully getting through a severe storm. It is important to remember that the physical safety of your customers, their families and their pets is paramount and should always be the number one priority. Putting together a storm kit is a great step. The kit will ideally include:
As storms approach, it is recommended to bring in or secure patio furniture so the risk of damage, to the furniture itself or anything it might be blown into during the storm, is reduced. Additionally, ensuring each vehicle has a full tank of gas is suggested as lengthy power outages will impact the ability to secure fuel. Maintaining extra fuel for gas grills or generators is also encouraged, but it is critical to ensure the fuel is kept in an appropriate safety container and is properly stored to minimize the risk of fire. Great experience, highly qualified agents and staff, professional and courteous Bob S. We like dealing with the people in this agency. They get us better deals if available and are readily responsive to our questions. Margaret R. Always good service and rates Emily S. Service has always been prompt concerning questions and when i first hooked up with their company they were able to save me money on my home insurance. and, I did give a referral to a friend in the Chatham area. Stephen M. I took over my father's insurance for his house when he died. They have been very helpful and I will continue to use them. Elizabeth C. Few years back we needed a home owners policy ASAP . Bryan P. Braley went out of his way to get us best insurance at competitive prices. Always answered all questions quickly and helped with all paperwork thru transition.Would recommend them. Jojo S. What I like best about Calfee is the PERSONAL service! So good to have that kind of response instead of something where you have to wait on the phone, etc. Elinor H. Great company, great service, I recommend to all people who need insurance! Adao B. Voted Best Insurance Agency in New England by yours truely. Arthur C. Greg W. Arthur Calfee agents were very helpful to us when we were setting up new home insurance. They promptly provided us with options that were the coverage we needed and gave us the option of different, reasonably priced options. They returned calls walked us through the process. R C. Excellent company right here in our town. Great service. Thank you. Jane This company has for almost 20 years provided us with top notch service. We highly recommend them. Annelieke S. The agents at Calfee are the BEST! Their patience and prompt reply to any issue is outstanding. They dutifully follow up and are kind, as a bonus! We appreciate them so much. Tyler V. Matheus R. Most issues easily handled with an email. Cape insurance is a bit tricky and a good agency really helps. Mike B. Professional, friendly service. They really care about their customers and do what it takes to get you the best insurance at the best rate. Merope D. I had MPIUA insurance at our Cape Cod property for quite a while and decided it was time to go with a different insurer. MPIUA clients know the story. I was not in a rush. So I contacted four local agents in the area and Davidson Calfee was the only one to follow up and to see if I had made a decision. Made the deal on the spot. All other companies never called back. The policy was great and I have been insured with Calfee for 1 year. My interaction could not have been easier in setting up the policy specifics. I would recommend Calfee without hesitation. Thanks for the read. jeffrey m. Arthur D Calfee Insurance saved me a lot of money on my homeowners insurance. They shopped around until they found a responsible, highly-rated insurer that offered a reasonable rate. Luckily, I haven't had to make a claim yet, so I can't comment on that. Bill C. Excellent service. Responds quickly and always returns phone calls. Definitely would recommend to family and friends. William W. Bryan was able to get us an exceptional reduction on property insurance and the agency is knowledgeable and quick to respond to questions. Very pleased with the service and products.. Lucy B. I've dealt with Bryan Brayley at Calfee, who has been very easy to work with, understanding of what I need for my house on the Cape, and willing to deal with questions promptly. Bill W. Great staff! Very helpful and friendly. Saved a lot of money by combining my home and car insurance with them. Draper K. The customer service at Calfee Insurance was incredible. I could not be happier with the experience I had and I would highly recommend them to anyone looking for car or home insurance. They are the best in the business.. Highly Recommended. Fatima J. Great experience with Calfee Insurance. Got best home insurance policy. Very transparent and prompt in service. They guided me carefully to know the policy. Highly recommended. Michel S. As a customer of Calfee Insurance since 2014, I can definitely give them a good complement. Good value and best home insurance. I never had a bad experience from 1st day. Highly recommended company Andy J. I have been a customer of this Calfee Insurance since 2016 and have never had a bad experience. I always get prompt, professional service from the staff. I often recommend Calfee when colleagues ask about insurance. Rudolph C. The customer service at Calfee Insurance was incredible. I could not be happier with the experience I had and I would highly recommend them to anyone looking for car or home insurance. They are the best in the business.. Mike S. Great customer service, best rates and coverage for the price. Could not find better rates on the coast that covered wind. So relieved to have coverage under one policy. Ajoy S. Calfee Insurance stuffs are very professional and knowledgeable. I got a very good home insurance policy. I would like to recommend this insurance agency to my friends and family. Debarup M. Truly professional and very prompt in their service. I connected with a referral and got very good service. Best insurance agency. Thank you. Daphne D. A top notch Insurance agency. Loved to work with them. Best home insurance & great value. Friendly stuffs. Will definitely work with them again. Raquel V. Since 1980, the Calfee Family has endeavored to offer the highest rated companies to our clients. Our staff in both offices are highly trained insurance people who will answer promptly your insurance inquiries. Insurance quotes may be given for your home, car, boat, life & business. We have developed special, long term relationships with our company underwriters and insurance claim representatives to give excellent quality service to our clients. Booje C. I quoted around and they got me the best, most competitive, home insurance policy for the cape cod, ma area. And they saved me money on my car insurance too! Together they saved me a ton $$$ Keli A. I live near the water on the Cape and had been searching for a reasonable homeowners policy. The fair plan was really not fair. I met with Calfee Insurance. They hooked me up with an A++ carrier and the policy had a miniscule 1% wind deductable for half the premiums of my old policy (by the way, my old policy had a 5% wind deductable). Half the cost and better coverage that is what Calfee can do for you. I would recommend them to the best of my friends. Kevin P. I recently switched my auto insurance to Arthur D. Calfee insurance. The experience I had with them was great - they got me a quote the same day, which was quite a bit lower than what I had been paying. The staff was knowledgable, friendly and helpful. They showed me how to go on line and pay my bill and walked me through exactly what I needed to do. Since I had such a great experience with them for my auto insurance, I had them quote my homeowner's policy, and had the same experience - personal service, great prices, they are by far the best agency I have ever dealt with, and I would highly recommend them! Merope D. Calfee Insurance is a great company, they not only saved me money but were so thorough that I got a more comprehensive coverage policy. They took the time to explain all the intricacies and variations in the Coverage. Since we live near the water we didn't think we had a choice in policies but Calfee explained that the laws have changed and new coverage is available. Now we could combine our Home and Auto and save even more. I would recommend Calfee to everyone because they are so easy to deal with, professional and do not pressure you. Like I said, they explain everything so you know what, why and how your policy designed just for you. I have my Home, Auto and Business policy's with them. Michael R. I recently got a quote from Davidson at Calfee insurance for insurance on my rental property. I had a fabulous experience there. I got a great rate, the ... Read More M D. I had just purchased a home in Cotuit and I needed homeowner's insurance and wanted someone in the upper Cape area to help me out, as I really didn't know ... Read More David B. Tracy McCarthy, Health and Life Insurance Agent, Independent Health Insurance Agent I was with another company when working with Davidson O. at Arthur D. Calfee Insurance Agency, Inc. of Falmouth Ma. "As an extremely personable and knowledgeable professional, Davidson assisted me in securing liability and workers' comp insurance for a new non-profit school that I am involved with as a volunteer and board member. His dedication to get us coverage in a timely fashion and handle most of the paperwork was outstanding. Davidson is a true professional (real estate agent) and gentleman; someone I would highly recommend to all my colleagues and clientele in Falmouth and Barnstable Ma." June 19, 2008 Joe M. Call (508)540-2601 Cape Cod Home Insurance
News from Cape Cod, Massachusetts. Let's look at your Home Insurance! I have some very exciting news.. More coverage for less money is just a better Home Insurance Plan! Best for Coastal Massachusetts Homeowners. Package with your Car Insurance for more discounts. And it's real easy to find out. Just call 508-540-2601. That's 508-540-2601 serving Cape Cod, Martha's Vineyard, Nantucket, Plymouth, Marion, New Bedford, Marshfield, serving all of Massachusetts. This Home Insurance Agency has been in business for almost 40 years in Massachusetts. Call 508-540-2601 or visit: www.CalfeeInsurance.com Let's get you a better Home Insurance Plan that costs less. Cape Cod Home Insurance Quotes Provided by a Top Local Insurance Agency. Customized Plans. Affordable Rates. Get a Quote Now. In Business for 40 Years on Cape Cod. Coastal Home Insurance. Types: Homeowners Insurance, Renter’s Insurance, Condominium Insurance.
We have a new.. that's right, a new Home Insurance Plan with Lower Wind Deductibles to create a more Powerful Policy with better Coverages for get this.... Less Money!! Can you believe it?????
Yes, that's right. We have a NEW Home Insurance Plan Cape Cod Massachusetts - Send me a Home Insurance Quotethat on average, saves people $600 per year! AND, lowers their 'out of pocket' Wind Deductible. This policy also provides other stronger coverages for your total Home Protection Plan. Let's start the Year Off Right. Please call us at 508-444-0509, to review your Home Insurance Today! Or get a FAST Internet Quote on our Website at www.CalfeeInsurance.com |
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