Do you wish you had more control over certain things, including your auto insurance premium?
It’s true that many factors can’t be changed, like your age or how many years of driving experience you have. But with a little effort, you might be able to influence other factors (and potentially lower your premium).
Here are four steps you can take that might help you save a little money on your policy.
1. Follow the Rules of the Road
Even a minor traffic violation can increase your premium. It’s crucial to buckle up, slow down, keep your eyes off your phone, and when possible, avoid the path of dangerous and distracted drivers. Parking in safe areas is helpful, too.
2. Make Smart Financial Choices
It may surprise you, but your credit score can often have an impact on your premium. A higher score may predict less future risk, so try to stay out of debt and avoid making late payments.
3. Don’t Claim the Small Stuff
A long history of insurance claims or gaps in coverage are red flags that typically cost you. Consider taking care of small claims on your own (especially when the repair costs are lower than your deductible) and maintain continuous coverage.
4. Check In Annually
It pays to review your coverage every year or after a significant life event. We can look at possible bundling options and discounts for factors like safe driving.
Need to check in? Have questions about how to reduce your costs? Reach out anytime
Life can naturally be unpredictable, and various events may cause your car insurance rates to fluctuate, too. If you'll be making a change in the future, be aware of which common milestones could affect your premium.
Can you reverse a rate increase?
It may not be possible to reverse a rate increase, especially if it was due to an expansion of coverage; however, sharing updates about automatic security features in your car and doing a record review of other drivers on your policy may prevent outdated information from further raising your monthly rate.
Keeping your insurance up to date starts with revising your policy to include major life changes. An annual review of your coverage will help make sure it still corresponds to your family's needs.
Please reach out if you have questions or if you'd like to check in.
Futuristic features aren’t just for luxury vehicles anymore. Many high-tech additions are now offered as standard options in all kinds of cars, which means it’s important to stay on top of these developments and their potential benefits.
Want to know more? Here’s a look at a few top trends.
Though we’re inching toward full automation, for now even the most advanced vehicles still require a driver. Of the partial driving automation systems that do exist, they seem to perform best in bumper-to-bumper traffic where they excel at keeping a safe distance.
A Paper-Free Approach
Many manufacturers are embracing the digital approach and doing away with analog owner’s manuals. Instead of flipping through pages, drivers can check their screen display or the app they’ve downloaded when they have a question about their car’s features.
Nearly all major car manufacturers have announced the release of an alternative fuel vehicle. Some companies, like Volvo, have pledged that all new models will be either completely electric or hybrid.
In addition to being able to sync your vehicle with wearable technology, many of the luxury sedans of 2019 come standard with massaging seats. Many may also have features like aromatic, lighting and audio specifications that shift with your changing mood.
As part of their crash detection features, some cars will now emit a tone that helps cushion the ear canal in the seconds before an impact. Ideally, this will lead to less discomfort and hearing damage after an accident.
Have questions about auto coverage for a new vehicle?
Reach out anytime.
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Não se preocupe, nos da Arthur Calfee Insurance Agency, Inc., estamos aqui para lhe ajudar e auxiliar no que for preciso, tanto para voce que procura seguro particular quanto para sua empresa, pois atendemos a comunidade do Cape Cod a mais de 36 anos, com muita seriedade e experiencia de Mercado.
Temos tambem uma equipe altamente capacitada para lhe coordenar no que for preciso. E agora atendemos em Portugues, facilitando assim o seu entendimento e esclarecimento de todas as suas duvidas, proporcionamos:
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Progressive Insurance has teamed up with Arthur D. Calfee Insurance Agency, Inc.
This Cape Cod Insurance Agency can service your Progressive Insurance policies. Pay your bill online.
The winter months can be a dangerous time for drivers, with icy surfaces, inclement weather, and reduced visibility making roads more difficult to navigate. Here are some tips for reaching your destination safely while driving in winter conditions:
How to drive safely in winter conditions. (2015, January 1). Retrieved January 1, 2015, from http://www.theonion.com/articles/how-to-drive-safely-in-winter-conditions,37691/
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