Good customer service means helping customers efficiently, in a friendly manner. It's essential that we are able to handle issues for customers and to do our best to ensure you are satisfied.
Providing good service is one of the most important things that we can differentiate from our competitors.
Our Products & Services
UIH’s insurance company subsidiaries have established strong relationships with a network of over 8,000 independent agents by emphasizing personal interaction, offering superior services and maintaining an exclusive focus on homeowners insurance. The Company’s insurance company underwriters work closely with independent agents to market and underwrite business. With competitively priced products, convenient installment billing plans and proactive claims management, both UPCIC and APPCIC provide their customers with superior service.
As of December 31, 2018, UIH's insurance company subsidiaries serviced approximately 828,653 homeowners and dwelling fire insurance policies.
Products & Services
Designed for dwellings occupied by the owner
Designed to cover contents in a rented dwelling
Designed to provide coverage for owner occupied or tenant occupied condominiums
Protection against covered perils such as wind, hail, lightning, or fire
Other Structures Coverage
Protection structures on covered property other than a home, such as a garage or shed
Dwelling Fire Policy
Designed to protect Landlord's dwelling
Personal property coverage
Worldwide coverage for personal contents
Personal liability coverage
Legal protection for claims from accidents to others
Easy, fast, Secure Homeowners insurance. get a free quote. 100% online Now! Affordable rates. first time home buyer
We can help give exceptional peace of mind to a wide range of Home Insurance Companies to give you comparative & competitive rates for Massachusetts Home Owners and First Time Home Buyers.
We make it simple to find the best price on homeowners insurance from multiple companies.
Specialty Rates · Top Coverages - First Time Home Buyers
Affordable Home Insurance - Free Online Quote in Minutes
Cover your biggest investment and build a custom home insurance policy & make the switch! Manage your policy online and enjoy multi-policy discounts. Switch & You Could Save
We recommend coverage amounts for your personal situation and break down everything we offer with clear-cut explanations so you know exactly what you’re getting. When purchasing property insurance, doing your due diligence is more than a turn of phrase. The period when a house is under contract is an essential part of the home insurance buying process and requires careful attention to detail. Being thorough in the due diligence phase will help you uncover potential issues and make the right choices for you and your family by calling us at (508)540-2601.
Simply having a roof over your head isn’t enough. As a homeowner you also need to take good care of this important part of the house, which means understanding what your homeowners policy includes (and what it doesn’t) in the event of damage or decay.
Insurance coverage designed for you. Call (508)540-2601
Our products are designed specifically to meet the needs of successful individuals and families. You have the flexibility to customize coverage to ensure your home and other significant assets are properly protected.
Call (508)540-2601 Cape Cod Home Insurance
News from Cape Cod, Massachusetts. Let's look at your Home Insurance! I have some very exciting news..
More coverage for less money is just a better Home Insurance Plan! Best for Coastal Massachusetts Homeowners. Package with your Car Insurance for more discounts.
And it's real easy to find out. Just call 508-540-2601.
That's 508-540-2601 serving Cape Cod, Martha's Vineyard, Nantucket, Plymouth, Marion, New Bedford, Marshfield, serving all of Massachusetts.
This Home Insurance Agency has been in business for almost 40 years in Massachusetts.
Call 508-540-2601 or visit: www.CalfeeInsurance.com
Let's get you a better Home Insurance Plan that costs less.
Cape Cod Home Insurance Quotes Provided by a Top Local Insurance Agency. Customized Plans. Affordable Rates. Get a Quote Now. In Business for 40 Years on Cape Cod. Coastal Home Insurance. Types: Homeowners Insurance, Renter’s Insurance, Condominium Insurance.
We have a new.. that's right, a new Home Insurance Plan with Lower Wind Deductibles to create a more Powerful Policy with better Coverages for get this.... Less Money!! Can you believe it?????
Yes, that's right. We have a NEW Home Insurance Plan Cape Cod Massachusetts - Send me a Home Insurance Quotethat on average, saves people $600 per year! AND, lowers their 'out of pocket' Wind Deductible. This policy also provides other stronger coverages for your total Home Protection Plan.
Let's start the Year Off Right.
Please call us at 508-444-0509, to review your Home Insurance Today! Or get a FAST Internet Quote on our Website at www.CalfeeInsurance.com
Making a purchase as big and important as a home owner insurance policy should be taken seriously. Undoubtedly, you want to purchase your policy from the best company, as well as get the best home owner insurance quote.
How can you do that?
When it comes to home owner insurance quotes, what sets the insurance companies apart?
Home owner insurance companies are set apart in many ways. Look at the rating of the home owner insurance companies in question, as well as whether or not they are licensed to do business in your state. Home owner insurance companies also differ in the level of coverage they offer and the kinds of coverage you can add on to your home owner insurance policy.
While you’re shopping for the best home owner insurance quote, find the company’s rating. This will let you know how financially stable the insurance company is. Talk to family members, friends, and neighbors about the home owner insurance companies with which they do business. Unless they are employees of the company, they’ll be more than willing to dish the dirt – both good and bad.
What really makes the best home owner insurance quote?
The best home owner insurance quote varies from person to person. You want to get a quote for a home owner insurance policy that offers the exact coverage you want at a rate that will not completely drain your bank account. Therefore, you need to check out several different home owner insurance companies. Ask about coverage, price, additional coverage, and discounts.
Where can I find everything I need to know about home owner insurance in my state?
Your state’s department of insurance has all the information you need to know about home owner insurance coverage in your state. The insurance department will also be able to provide you with a list of home owner insurance companies and agents licensed to do business in your state.
Last year the average premium for Buildings Insurance increased by 5% and the average for Contents Insurance rose up 12%. But within the market we've seen some much bigger rises – if you're with MPIUA - Massachusetts Property Underwriting Association, you'll have seen your premium rise by around 20%.
So what's going on? Every year we see premiums rising. Surely with so much competition in the home insurance market, you wouldn't expect to see such inexorable rises in premiums?
Let's consider the situation more carefully.
The cost of repairing and rebuilding houses is a reflection of the rising price of labour and building materials. This means that cost to the insurers of claims under the buildings cover similarly rises. So as their costs rise, so do your premiums. And there's also the indisputable fact that cost inflation also affects the insurance companies own operating costs. Wherever possible, they're bound to add a little extra on for that!
Then there's that lovely British weather. Michael Fish could be forgiven for believing we don't live in a hurricane zone, but nevertheless it's a fact that storms, and especially floods, are becoming ever more frequent. Flood damage can be particularly destructive with, according to the Association of British Insurers. And during the last 18 months we have seen particularly destructive floods create headline news at Helmsley in North Yorkshire, Carlisle, and Boscastle in Cornwall. Those events must have cost the insurance companies multi-millions.
The other area where costs have been rising is burglary. There seem to be two reasons – firstly burglars are finding pickings easier to come by and move on. Modern family homes are packed with valuable electronic gismos – from laptops to I pods, digital cameras and flat screen TV's. The other reason is that burglars are targeting well-off neighborhoods more and more.
Against this background the insurance companies are able to price home and contents insurance down to individual postcodes. If their records show a problem with flooding, or subsidence, or an increasing incidence of burglary in you immediate area, their computers will load your premium to reflect the additional risk.
Your no-claims discount will only serve to offset these upward pressures to a certain extent. And don't forget that once you have a five years no-claims record, your discount doesn't increase, it's capped. Thereafter, all the premium increases will land fully in your lap.
So what can you do to save money?
The most important step by far, is to shop around every year for the best available deal. Maybe it's a chore, but thirty or forty minutes on the Internet (including ten minutes on this web site!) will yield you results. Within that space of time you'll have found the cheapest insurer and, as an online customer, you'll probably have qualified for an additional 10% discount. Then you can always agree to pay by direct debit – that'll also trim off a bit more.
Of course there are other things you can do, especially in the arena of home security. Join the local neighbourhood watch scheme, install security locks on your windows, fit external security lighting, up-grade the locks on your doors and get a burglar alarm. Added security will earn you discounts on your insurance but will cost you money to install! Perhaps the added peace of mind alone will be worth the cost. Only the local neighbourhood watch scheme arrives free!
The best general rule is don't stick with the same insurance company too long. Keep them on their toes. They have a tendency to take loyal customers for granted. Yes, it really does pay to shop around – try it and prove it to yourself!
Rental Home Insurance
Rental Condo Insurance
Personal Umbrella Policy
Off Road Vehicles
Motor Home Insurance
Mobile Home Insurance
Travel Trailer Insurance
Boat & Yacht Insurance
Jet Ski Insurance
Apartment Building Insurance
Condo / Condominium HOA Insurance
Lessors Risk Insurance
Commercial Real Estate
Office Building Insurance
Business Owners Policy Insurance (BOP)
Commercial General Liability Insurance (CPP)
Business Auto Insurance
Real Estate E& O
Errors & Omissions Insurance
Term Life Insurance
Universal Life Insurance
Whole Life Insurance
Group Life Insurance
"Key Man/Woman" Insurance
This blog is intended to promote local events, businesses & non-profit organizations through out our network.
Proudly doing business in the following Cape Cod, Massachusetts towns and villages: Barnstable, Bourne, Brewster, Buzzards Bay, Centerville,
Chatham, Cotuit, Craigville, Dennis, Eastham, Falmouth, Harwich, Hyannis, Hyannisort, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown,
Sandwich, Truro, Wellfleet, Woods Hole, Yarmouth, Yarmouthport