Do you have the right amount of property coverage?
This question is an important one to ask each year. Life changes and the passage of time can affect the cost of rebuilding your home or replacing your vehicle.
Want to make sure you’d be covered in the case of an unexpected event? Take a quick look at these examples and reach out if you’d like to check in.
Say you’ve been driving since you were 16 and have never needed to file a claim. Then, one day you accidentally hit a pole in a parking lot in a moment of distraction.
Even a minor incident like this could end up causing thousands of dollars in damage. If you have collision coverage with a manageable deductible as well as rental car coverage, you’ll most likely end up facing far less financial strain than if you were underinsured.
Here’s another example: Imagine that an ongoing lumber shortage has increased homebuilding costs by thousands of dollars. If a natural disaster were to severely damage your home, you want to make sure your policy would cover the rebuilding costs no matter what.
Upcoming or Recent Changes
Remember, life events like getting married, moving, gaining or losing income, and when a teen starts driving can all affect your coverage needs and options. Knowing you have the right policy can help bring peace of mind as well as better financial security.
As 2021 gets going, reach out to make sure you’re adequately covered this year.
No matter what type of insurance you are considering, whether it be health insurance or fire insurance or even flood insurance, you should always follow the same general rule and that is to pick the coverage that suits your situation best. The same is true when picking Van Insurance also.
Further explanation, the people whose greed would be bailed out, Corporate America, would be bailed out. So the money was given to the thieves. In what system does anyone learn not to do the right thing, and you will be rewarded? I personally would have rather the people who did wrong end up homeless, or lose their jobs.
Sue -My dad sells insurance. The people who buy it don't know for sure they will need it. They don't want to get sick or die. But they buy insurance to protect their families just in case. That way if something bad happens, they'll be protected. So just in case global warming does hurt our earth, we need to protect ourselves ahead of time. It's like Flood Insurance.
How about you? What natural disasters could cause your problems? Have you taken even the smallest steps to prepare? If and how you survive depends on these answers. I have to tell you, I've been in more than one. I've been in a major flood, a large tornado, ice storms, a blizzard and Northridge. I don't want to do any of them again. However, for most, we were ready.
The reputation of a mold remediation company is important. By reading reviews about a company and even talking to those who have used the company, you should be able to find out whether a particular company can be trusted. You will not want a company that has a reputation for not leaving things neat and in order or at least trying to leave them somewhat better than when they arrived.
Phil - Remember the air movement is what ends up as our weather. Hurricanes begin off the coast of Africa and then go to the Caribbean. Our earth has one big atmosphere. The air circulate all over the world.
So then, don't be fooled by asking "How much house can I afford?". The real truth is that none of us can afford to lose our home. Use your hard earned income judiciously, be reasonable and anticipate unforeseen expenses. Then, you can be reasonably confident that you will not lose your new home, but instead will be able to truly enjoy it, because you asked the right question.