When an unexpected natural disaster or state or local emergency interrupts your plans to start house hunting, all is not lost. While opportunities to get preapproved for a mortgage, meet with a real estate agent or tour homes for sale may be on the back burner, there are still ways you can work toward buying your dream home.
Why Making the Move Now May Be Right for You
House hunting during a time when your area or region is shut down can have its benefits. There may be less competition for the houses in the areas where you might be planning to move, and sellers may be more motivated to sell or more flexible on price. Starting your hunt virtually while sheltering in place can be beneficial if you find you have the time to shop online more thoroughly; that extra effort may give you an advantage in finding a home you love within your price range. Once the crisis passes, there may be more house hunters back on the market and prices may escalate due to a more competitive market that benefits sellers rather than buyers, so taking a few steps forward now could be the right move for you.
Get Preapproved for a Mortgage
When you eventually find the home of your dreams, you will want the seller to see you as a serious buyer. To do that, get a mortgage preapproval before you begin house hunting. It may be possible to get preapproved online, so consider looking into that option. Mortgage preapproval is a letter from a lender that indicates how much you are qualified to borrow from the lender, at a specific interest rate.
While it may not be possible to meet with a lender when an emergency situation exists, such as the coronavirus pandemic, you can get your information organized that will help your lender prepare your mortgage preapproval.
Use This Time to Research the Market
If you are just beginning to look for a home, take time to research the areas where you want to move, the area’s home values and the average selling prices for the type of home you are interested in purchasing. Familiarize yourself with real estate terms and listing abbreviations so you can easily browse listings and focus on the features that most interest you. Finally, ask friends and family for realtor recommendations and check out their credentials and online reviews. Make a short list of real estate agent candidates to interview once you are able to set up interview times.
Virtual Home Viewing
If you were all set to start house hunting only to be disrupted by a natural disaster, state or regional mandates, or even the COVID-19 pandemic, take heart: You can still view houses on the market right from your own home, whenever it is convenient for you. Many real estate agents post virtual tours of properties for sale on their websites and YouTube. When you take a virtual tour or attend a virtual open house, you can get a realistic view of the property. Then, with a click of the mouse, you can see all the details that are important to you. In addition, by touring homes virtually, you can see many more than would be possible in a single day with your real estate agent.
Find a Representative
Even during these challenging times, there is still much you can accomplish in your quest to find your dream home. If you’re planning to buy a house, you’ll need home insurance. Call Calfee Insurance today for a free quote at 508-540-2601.
Life as we know it has changed dramatically in the coronavirus era, affecting work, school, travel, and more. And it's shed light on the way we live at home, underscoring the fact that there's nothing more important than safe shelter for our family.
To that end, COVID-19 is influencing what people want to see in home design.
"After the pandemic, our homes are going to reflect the lessons learned during this painful period, such as ways to disinfect ourselves and our possessions," says Jamie Gold, a wellness design consultant and author of "Wellness by Design."
In a postvirus world, we won't soon forget our shelter-at-home memories. Going forward, if there's even the slightest chance (god forbid) that we'll need to repeat this awful practice, homeowners may want to prepare by buying or renovating a house with amenities that'll make it just a bit more bearable.
To help, here are 10 features to look for in a new home—or demand in your current one—once we've bid the coronavirus adieu.
1. More bathrooms
A family member who's caught a virus needs his own loo to keep germs in one place, so the addition of a second (or third or fourth) bathroom in homes will be important.
"This option used to be about convenience, but in the age of quarantines, sharing a bathroom could be dangerous," says David Sipp, owner of two Mr.Handyman franchises in Indiana.
And since hand-washing is a constant nowadays, a half-bathroom or even just a sink right by a home's entrance may become fairly standard.
"There's renewed focus on [sinks near front entrances] in an attempt to get people to wash before entering the home," says architect Kobi Karpof the eponymous firm.
2. Better mudrooms
Taking off your shoes before entering the house has long been recommended to cut back on grime and germs. But now that a recent study found that the novel coronavirus can cling to shoes' soles and then get tracked inside, even more people may start removing their shoes right as they enter a house. This could make the presence of mudrooms—including larger, souped-up versions with seating areas and cubbies—more appealing than ever.
3. Bigger pantries
You probably weren't alone if you found your food storage was lacking in the early days of the coronavirus—and the fix will be bigger and better pantries. Room for nonperishables is key so you can cut back on the number of grocery store trips you make.
No room for a dedicated pantry? Sipp anticipates a need for more food storage like shelving and cabinets in other parts of the home, like the garage and basement.
"And larger pantries won't necessarily live in the kitchen area, but will instead be more of an add-on in the laundry room or entryway," says Gold. The reason: Deliveries can be made contact-free, away from living areas, and trips into the house will be reduced.
4. More freezer space
Remember the old-fashioned chest freezer your grandmother had? Look for it again, along with more built-in freezer drawers, in future home design. Panicky pandemic shoppers are snapping up all manner of foods, and the result has been a sold-out stock of freezer units.
5. Bathroom bidets
The French know a thing or two about healthy bathroom design—and we're finally taking notice. Bidet use was already on the rise before the coronavirus, and since toilet paper shortages have hit hard, more and more folks are looking to install this amenity.
Bidets are gentle and hygienic, and even when TP is back on store shelves, these devices will still be in demand, says Gold.
Want something cheaper than installing a whole new appliance? Consider the washlet, which is a seat fitted to an existing toilet that's equipped with a spray nozzle.
"There's less need for tissue with a washlet," says Melanie Turner, an architect at Perkins & Will.
6. Closed-off spaces
"COVID-19 has brought to light a heightened desire for discrete areas, no matter how small, and convertible spaces like guest rooms that can be used for playtime or as a homework spot," says Turner. But open floor plans probably won't disappear—instead, a better balance between private, semiprivate, and public spaces is coming.
"The reason is the need for homes to multitask better, which means if you have two partners suddenly working from home and a couple of kids home schooling, you'll have more quiet, separate spaces for everyone to function effectively," says Gold.
7. Brass and copper fixtures
Adapting to a new, more germ-conscious way of living starts with a return to copper and brass (a copper-zinc combo) for doorknobs and fixtures. In fact, brass kills bacteria more effectively than stainless steel, according to research.
Brass and copper are excellent metals for the home because both are naturally antimicrobial and corrosion-resistant.
"Copper is one of the best for its antimicrobial properties and has been used for decades in plumbing—and brass and bronze are also very popular because of their inherent ability to kill germs, plus over time they give a desirable rustic look,” said Karp.
8. Hands-free light switches, faucets, and more
"We already have hands-free faucets, light switches, and voice-control features to operate windows, showers, thermostats, and sound systems. Plus there's a hands-free door opener that's being introduced for homes," points out Gold, who anticipates seeing them in homes now more than ever.
"We've had touchless entry and infrared detection systems in place for years in hotels, so I expect to see these technologies applied for opening home cabinets, fridges, and drawers in the near future," adds Karp.
9. Closed HVAC systems
For people with allergies, asthma, or other respiratory issues, more sophisticated HVAC systems, including those that can be closed from the outside world for limited amounts of time, might become more common.
"We have to weigh the benefits of fresh air with the desire to temper or limit intake at very specific times," says Turner.
10. Nicer home offices
This one's obvious, and it runs the gamut from a fully equipped workspace in a separate room to smaller iterations like nooks under the stairs or a retrofitted closet.
Having a quiet area in which to work will be a must-have, and if you can include the ability to work while standing up or moving, your wellness will be enhanced, says Gold.
"As people video chat and Zoom more with colleagues from home, they're becoming hyperaware of the changes they'd like to see in a home office, including better lighting and more storage. And since a return to the workplace will be gradual, high demand will continue for an office that's comfortable and functional,".
The custom of appropriate and harmonious treatment of home decorating, interior decorations and suitable furniture, seems to have been in a great measure abandoned during the present century, owing perhaps to the indifference of architects of the time to this subsidiary but necessary portion of their work, or perhaps to a desire for economy, which preferred the cheapness of painted and artificially grained pine-wood, with decorative effects produced by wall papers, to the more solid but expensive though less showy wood-panelling, architectural mouldings, well-made panelled doors and chimney pieces, which one finds, down to quite the end of the last century, even in houses of moderate rentals. Furniture therefore became independent and "beginning to account herself an Art, transgressed her limits"... and "grew to the conceit that it could stand by itself, and, as well as its betters, went a way of its own."
Interior Conservatory Finishing
The interiors, handed over from the builder, as it were, in blank, are filled up from the upholsterer's store, the curiosity shop, and the auction room, while a large contribution from the conservatory or the nearest florist gives the finishing touch to a mixture, which characterizes the present taste for furnishing a boudoir or a drawing room.
There is, of course, in very many cases an individuality gained by the "omnium gatherum" of such a mode of furnishing. The cabinet which reminds its owner of a tour in Italy, the quaint stool from Tangier, and the embroidered piano cover from Spain, are to those who travel, pleasant souvenirs; as are also the presents from friends (when they have taste and judgment), the screens and flower-stands, and the photographs, which are reminiscences of the forms and faces separated from us by distance or death. The test of the whole question of such an arrangement of furniture in our living rooms, is the amount of judgment and discretion displayed. Two favorable examples of the present fashion, representing the interior of the Saloon and Drawing Room at Sandringham House, are here reproduced.
How The Gather Inheritance Influenced On The Home Decorations
There is at the present time an ambition on the part of many well-to-do persons to imitate the effect produced in houses of old families where, for generations, valuable and memorable articles of decorative furniture have been accumulated, just as pictures, plate and china have been preserved; and failing the inheritance of such household gods, it is the practice to acquire, or as the modern term goes, "to collect," old furniture of different styles and periods, until the room becomes incongruous and overcrowded, an evidence of the wealth, rather than of the taste, of the owner. As it frequently happens that such collections are made very hastily, and in the brief intervals of a busy commercial or political life, the selections are not the best or most suitable; and where so much is required in a short space of time, it becomes impossible to devote a sufficient sum of money to procure a really valuable specimen of the kind desired; in its place an effective and low priced reproduction of an old pattern (with all the faults inseparable from such conditions) is added to the conglomeration of articles requiring attention, and taking up space.
The limited accommodation of houses built on ground which is too valuable to allow spacious halls and large apartments, makes this want of discretion and judgment the more objectionable. There can be no doubt that want of care and restraint in the selection of furniture, by the purchasing public, affects its character, both as to design and workmanship.