Arbella car insurance provides:
Auto Loan/Lease Gap
In the event of a covered total loss this coverage provides the difference between the actual cash value of an auto and the balance still owed on a qualifying loan or lease. If you purchased this additional coverage, we will pay off your bank’s auto loan or lease balance, if you have a covered total loss.
If you qualify, this endorsement waives the surcharge points that you would typically acquire for an accident, for as long as you have this coverage on your policy.
Protection for your pet*
Our unique pet lover’s endorsement provides up to $500 in veterinary fees in the event of an injury to your cat or dog while in your car during an accident.
Customer Care Package*
Available at no additional charge with qualifying Arbella car insurance policies, this package offers coverage enhancements such as New Vehicle Replacement Coverage, Enhanced Substitute Transportation Coverage, Enhanced Towing and Labor and more.
Personal Property Package*
This endorsement provides coverage for personal belongings that are in your car during an accident, such as PDAs (up to $200), laptops (up to $1,000) and $250 for child car seats.
Provides coverage subject to a $200 deductible for loss to a snowplow installed in or upon an insured vehicle. Multiple coverage options and limits available.
Original Equipment Manufacturer Parts (OEM)**
For qualifying vehicles, this endorsement offers coverage for damaged property from a covered claim to be replaced with original manufacturer parts when available.
Published: Monday, 2 Dec 2013 | 10:09 AM ET
By: Andrew Osterland, Special to CNBC.com
All three financial advisors interviewed say the wild card—and potential budget killer—is health care. According to Ward, a couple over age 65 can expect to spend $600 per month each between contributions to Medicare, any Medicare supplemental plan and out-of-pocket medical costs.
"It's the biggest expense for retirees," he said.
If a health crisis necessitates long-term care, the expenses can be crippling. Long-term care insurance costs approximately $200 per month per person; people should determine whether they want coverage now or will pay for potential costs out of their own pockets should the time come. Wealthy, poor and single people may choose the latter option, but insurance is probably a good idea for the bulk of middle-class married couples.
"We generally recommend long-term care insurance for most people," Edelman said. "It's usually health care that causes a crisis for people in retirement."
—By Andrew Osterland, Special to CNBC.com
The risk of catastrophic loss during hurricane season requires an innovative approach to
property coverage—and a rapid response when losses occur. For over 40 years, Lexington
Insurance Company has helped our brokers and clients prepare for, protect against, and recover
from catastrophic losses. We are the leading U.S.-based surplus lines insurer, and a property
and casualty market leader.
Make sure you’re a step ahead of risk this hurricane season. Watch LexTV for the latest
on hurricane risk and coverage solutions.
Hurricane 2012 Update
Dr. Phil Klotzbach updates his 2012 seasonal hurricane forecast and shares his outlook for the remainder of the season. This episode also introduces Lexington's new Hurricane Infographic which will help streamline the understanding of a hurricane event.
Something to share; the National & State Do Not Call List:
888-383-1222 National Do Not Call List
866-231-2255 State Do Not Call List
888-567-8688 Credit Card Do Not Call List
Just call to get on the listing.
WHAT YOU SHOULD KNOW ABOUT
THE NATIONAL DO NOT CALL REGISTRY
The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at this Website. You can register your home or mobile phone for free.