Do you know how damaging potholes can be?
Unfortunately, this common road hazard can potentially send your vehicle to the repair shop.
Here’s what to know if you ever find yourself dealing with pothole problems. Plus: Find out how you might be able to avoid them in the first place.
What kind of damage can a bad pothole cause?
Thinking of filing a pothole damage claim?
Your policy may cover pothole damage, but such a claim is likely to be considered a single-car accident, which means the fault gets assigned to you. Having an at-fault accident on your record could cause your rates to go up.
Before you file a claim, check your deductible to see if the cost of repair will exceed your out-of-pocket amount. If not, there’s no benefit to filing a claim. Not sure what to do? Reach out to us for help weighing your options.
How can you avoid pothole damage?
Pothole season may be unavoidable, but that doesn’t mean potholes themselves can’t be avoided. Here are a few tips for preventing pothole damage:
Have questions about pothole damage claims or your policy in general? Reach out today.
Send me a Home Insurance Quote Cape Cod Massachusetts -How to Get the Most Out of Your Car
Whether your car is brand new or getting up there in mileage, you probably want it to keep running smoothly for as long as possible.
You already know that maintenance tasks, driving habits and more can all affect your vehicle’s overall health. But are you doing everything you can?
Here are a few obvious and not-so-obvious ways you can give your car the attention it needs to keep you safe and comfortable for another few years of driving.
1. Stick to the right maintenance schedule.
Regular maintenance, including basic oil changes and brake, fluid and filter checkups, can help keep your vehicle running strong. Your trusted mechanic and your owner’s manual can help you follow the recommended maintenance schedule.
2. Avoid short trips.
Frequent, short drives may not give your engine a chance to reach optimal operating temperature and can be hard on your vehicle. When you can, group your errands and other short trips as much as possible.
3. Keep it clean.
Help protect your car’s interior and exterior from wear and decay by cleaning both regularly. Remember, the tires and undercarriage should also be washed regularly to prevent corrosion and other issues.
4. Practice smart driving habits.
Everyday careful driving can also go a long way toward prolonging the life of your car. Follow the speed limit, avoid sudden braking and acceleration, and of course, avoid distracted driving.
5. Stay observant.
Use your senses to look out for anything out of the ordinary and be sure to follow up with your mechanic if you notice any strange sounds, smells or problems with your tires.
Have questions about your vehicle coverage or anything else? Reach out anytime.
What should you keep in your car?
Are you taking a road trip this winter? Do you just need an excuse to get rid of all the random stuff that has accumulated in the trunk and backseat?
Here’s a weekend project idea: Clear out anything you don’t need and stock your car with a few actually useful items instead.
Whether you buy a premade emergency kit or gather a few things separately, here’s what to consider tossing into your trunk as a way to stay prepared and safe on the road.
Flashlight or Headlamp
A light source is great to have when you break down in the dark. With a headlamp, you can keep your hands free while changing a tire or checking under the hood.
First-Aid and Comfort Supplies
Band-Aids and other first-aid tools can be useful anytime, not just in an emergency. A blanket can protect you while on the ground working on your car. It can also provide warmth if your vehicle breaks down in cold weather. If you have kids, water and snacks will come in handy while waiting for a tow truck.
Stay safe on the side of the road with reflective triangles, flares, a fire extinguisher and a multipurpose tool like a pocket knife.
Keep working jumper cables in your trunk to help revive your own vehicle’s dead battery or someone else’s.
Portable Phone Charger
If your car battery dies, you won’t be able to charge your cell phone in your vehicle’s USB port or cigarette lighter. Keep a functioning portable charger just in case.
Have questions about your coverage or anything else? Reach out and we’ll be happy to help.
Call us at 508-540-2601 for more info.
Arbella car insurance provides:
Auto Loan/Lease Gap
In the event of a covered total loss this coverage provides the difference between the actual cash value of an auto and the balance still owed on a qualifying loan or lease. If you purchased this additional coverage, we will pay off your bank’s auto loan or lease balance, if you have a covered total loss.
If you qualify, this endorsement waives the surcharge points that you would typically acquire for an accident, for as long as you have this coverage on your policy.
Protection for your pet*
Our unique pet lover’s endorsement provides up to $500 in veterinary fees in the event of an injury to your cat or dog while in your car during an accident.
Customer Care Package*
Available at no additional charge with qualifying Arbella car insurance policies, this package offers coverage enhancements such as New Vehicle Replacement Coverage, Enhanced Substitute Transportation Coverage, Enhanced Towing and Labor and more.
Personal Property Package*
This endorsement provides coverage for personal belongings that are in your car during an accident, such as PDAs (up to $200), laptops (up to $1,000) and $250 for child car seats.
Provides coverage subject to a $200 deductible for loss to a snowplow installed in or upon an insured vehicle. Multiple coverage options and limits available.
Original Equipment Manufacturer Parts (OEM)**
For qualifying vehicles, this endorsement offers coverage for damaged property from a covered claim to be replaced with original manufacturer parts when available.
JN Phillips Auto Glass Windshield Recycling Guarantee
Only From New England's Largest and Most Respected Auto Glass Company GreenShield® is our commitment to responsibly recycle 100 percent of the windshields we replace. It is the first large-scale effort by any auto glass company to recycle and reduce the impact of consumer windshields at the end of their useful lives.
Approximately 15 million windshields are replaced in the United States each year.
The vast majority of these -- the equivalent of about 600 million pounds of glass and plastic -- end up in landfills.
That's why JN Phillips created GreenShield®. Instead of sending the damaged windshields we remove to a landfill, we collect them and ship them to a special recycling plant where the glass and the plastic laminate layer that keeps your windshield from shattering are separated. Both the glass and the plastic are used in new products, such as concrete block, fiberglass insulation, and glues for carpet and roofing.
When choosing the right Car Insurance plan, use a local insurance agent that can explain all your options.
We have two local insurance offices with a full staff that will answer all your questions regarding car insurance for your family.
If you've just moved to MA, or you are a new driver, we have special programs designed to fit your insurance needs.
Our agency also specializes in various 'Home & Auto Package' deals to maximize your savings.
Click HERE for a FREE CAR INSURANCE ANALYSIS
Safety Insurance has partnered with Safe Roads Alliance and Travelers Marketing to develop the first "The Parent's Supervised Driving Guide". The guide provides detailed instruction for parents in helping them teach their teens how to drive. This guide will be provided to all operators at the time they receive their learners permit. It is distributed at all Massachusetts Registry of Motor Vehicle locations.
Safety Insurance is proud to sponsor this official Guide, and hopes that it will make the driving experience a safer one for both you and your teen driver.
The first antique auto policy was written by Grundy over 65 years ago. As the first and finest in the industry, you can be assured that you are getting a wealth of experience that is only available from Grundy Insurance. As always, we offer Agreed Value coverage for your antiques and classics. And now, we can combine all your motor vehicle coverage onto one Agreed Value policy. From Ferrari to Lamborghini and Bugatti to other exotics, Grundy Insurance has your specialty vehicles covered. High liability limits are available, providing added security and peace of mind.
You can rely on Grundy if you need:
Our Services through the Motor Vehicle Program:
Antique and Classics
MVP Coverage Highlights
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