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When it comes down to getting good home insurance the best way to make sure that you not only get the least expensive deal but also the most comprehensive, is to let us quote multiple companies for you. Insurance is a complicated matter and getting the best cover can be an absolute nightmare and for this reason you should consider going with an independent and specialist broker. Good deals in home insurance can be found, but you have to know what to look for, what you need and also what is involved in a policy. All polices have exclusions within them and it is important to know what you are covered for and what you are not covered for. Never just take it for granted that because its in your home and you have insurance, then it will be covered. This applies in particular to any usual or very expensive items which you have in your home, if you have items such as these then you might have to take out extra cover. Again this is where the expertise of a specialist broker can come in handy; by talking over your requirements they can look around and make suggestions that can in the long run save you money while making sure you have adequate cover. While it is important that you get cheap home insurance you don’t want a poor quality policy, a poor quality policy will have many exclusions within it, which means that if you haven’t read it thoroughly you could find if it comes to claiming you are turned down, which could be very costly. Before taking out insurance you should have made an inventory of all your belongings and will have an overall value should they need to be totally replaced if the worst came to the worst. Of course, while none of us likes to think of losing our belongings and home completely it could happen. Along with the inventory of your belongings you will also have to come to a price when it comes to the actual building itself if it should be destroyed. Only then can a broker get you comprehensive and fully covered cheap home insurance. Call us for more information at 508-540-2601. www.CalfeeInsurance.com Cheap cape cod Home Insurance Can Be Bought From the Specialist Online Broker at calfee insurance3/14/2017 If you have built up your home and have pride in it then you will of course want to do everything possible to insure it against all possibilities. Home insurance comes in many different forms including taking out insurance to guard against fire and theft, and protection of all your contents and possessions along with the structure of the building and outer buildings and garden equipment. You can safeguard against all types of possibilities but home insurance can work out expensive unless you go to a specialist online broker to find cheap home insurance on your behalf. When it comes to safeguarding your possessions then you can take out home contents insurance. This type of insurance is taken to protect your belongings against such as fire and theft and all possessions can be taken into account in the home. When deciding how much cover you need then go around and make an inventory of all the items you have, it can be surprising how much they add up to. If you have any expensive items such as jewellery then you might have to insure these separately so don’t just assume that a policy covers everything and you should always ask your broker for advice. The outside of your home is at risk too and as such should be insured against natural disasters which could cause structural damage caused by storm, fire, flood, subsidence etc. You should also take into account any patio furniture, garden furniture, shed and contents and insure these against damage or theft. There are many different types of home insurance and a specialist broker will be able to give you the details to make sure that you get what you need along with securing you cheap home insurance quickly and easily. A specialist broker will know where to look to find the best deals when it comes to cheap home insurance and buying online is quick and easy not only when it comes to getting the lowest premiums, but also when it comes to applying for the cover itself. ![]() Tropical Storm Joaquin has now been upgraded to a Category 1 Hurricane. Most models show a direct northerly route, with potential rains and winds affecting North Carolina and north sometime early next week. So far it's projected path is very unpredictable. We are open for new business at this time. Please note there are no binding restrictions currently in place, but we expect them to begin receiving them very soon. The unpredictable nature of the storm will make carriers cautious. If you need to bind coverage on new policies, you should do so asap, by clicking HERE
The agency is now well positioned with developed relationships in the industry, enabling the family team to offer its clients more competitive policies. The list includes Arbella, Encompass, Plymouth Rock, Universal Property, Narragansett, ASI, Lloyds of London, Preferred Mutual and others.
Legacy is vital in a family-run business that serves its local region, and the insurance agency’s leadership principles have continued with Art’s son, Davidson O. Calfee, as President. Davidson is a humble recipient of the “40 Under 40 Award" from the Cape & Plymouth Business Magazine. Contact Arthur D. Calfee Insurance Agency, Inc. to learn more about its services and how you may be assisted immediately. Click HERE - Winter Storm Protection TipsClick HERE - Winter Roof Issues and how to prevent it. Ice DamsClick HERE - How much snow can my roof handle?When it comes to snow and ice, most of us tend to look down — we don't want to slip on a slick sidewalk, we want to keep our driveways and walkways free of snow, and we're cautious about driving when the roads are icy. But it's just as important to look up when snow is a risk — protecting your roof in the winter is just as important as keeping your driveway and sidewalks clear. Many of the roof-protecting recommendations below are best done before storm season even begins, but can be helpful at any point. Even taking precautions a few days before a predicted storm can prevent damage.
1. Keep gutters clear. Make sure your gutters, downspouts, and drains are clear of leaves and other debris before storm season begins. Blocked gutters can cause water to back up and freeze, potentially damaging the roof. Have professionals clear your gutters after most of the leaves have fallen from the trees, or consider installing gutter screens that will prevent blockage. 2. Trim overhanging tree branches. Storms that are accompanied by gusting winds or cause heavy snow or ice to coat trees can result in fallen branches that can damage your home. Before the season starts, trim any low or overhanging branches that look as if they'd be at risk of falling on your house (or cars and power lines). Always be sure to check with local ordinances first to ensure you're allowed to remove branches from trees near your property. 3. Prevent ice dams. Ice dams form when the heat inside your home causes ice or snow in the middle of your roof to melt and run down to the edges. When the water refreezes there, it creates a blockage that can cause roof leaks, which can damage interior ceilings and walls. To prevent ice dams, keep your attic cool — ideally not more than 5 to 10 degrees warmer than the outside temperature. Good insulation on the attic floor can prevent heat from escaping the house as it rises. Other good preventive steps include sealing vent pipes, exhaust fans, and light fixtures that may transport warm air upward. 4. Remove heavy ice and snow. Most roofs are designed to withstand "normal" amounts of ice and snow in the area where they stand. For instance, roofs in the northern part of the country tend to be sturdier and more steeply sloped, so that less snow or ice accumulates. Most sturdy roofs should be able to support about 20 pounds per square foot of snow before they become stressed. If the amount of snow or ice on the roof becomes worrisome, homeowners can purchase special roof rakes with long handles to remove snow on the roof from the ground. If you're unable to do this from the ground, it's a smart idea to hire a professional and avoid the dangers of both climbing onto an icy roof and damaging roof structures. WINTER STORM SAFETY: ROOF PROTECTION, BY BETH WEINHOUSE
![]() Insurance is often one of those necessary-yet-avoided topics of discussion. Its importance for family continuity and individual survival is paramount, but no one wants to voluntarily think of “the worst that can happen.” Sometimes it does happen and local communities can suffer incredible damage from natural and man-made disasters. It is for this reason you need representation that can build a connection, share this knowledge and offer resources in a way that dissolves doom and gloom scenarios and encourages you to see the positive benefits of insurance policies. The Arthur D. Calfee Insurance Agency, Inc. demonstrates this empathetic capacity to connect with clients specifically in its community about policies and preparing for those surprise catastrophes. The agency offers home insurance, flood insurance, boat/yacht, auto/car insurance, disability and life insurance packages to meet the unique needs of the community. A 2nd generation company solely family-run, the agency originated with founder Arthur from his home in 1980. He comes from a line of leaders; his name “Draper” originates from the Draper Family from Hopedale that was responsible for leading the industrial revolution in Massachusetts. They manufactured Looms, which distributed fabric for women internationally. Art’s vision expanded beyond his home borders and he eventually began servicing over 3,000 clients in his immediate territory. It was this single-minded dedication to serving his community that endowed him with “Outstanding Citizen of Year” by the Falmouth Chamber of Commerce in 1997. The agency is now well positioned with developed relationships in the industry, enabling the family team to offer its clients more competitive policies. The list includes Arbella, Safety, Encompass, Plymouth Rock, Travelers, Universal Property, Narragansett, ASI, Scottsdale, Lloyds of London and others. Legacy is vital in a family-run business that serves its local region, and the insurance agency’s leadership principles have continued with Art’s son, Davidson, as President. He is a humble recipient of the “40 Under 40 Award.” Contact Arthur D. Calfee Insurance Agency, Inc. to learn more about its services and how you may be assisted immediately. |
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