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Protecting Personal Property
UPC Insurance Protector Homeowner Program

This is a preferred, high quality program that offers better than average coverage options over the "standard" and "non-standard" products sold today in the insurance marketplace.

Protector Homeowners Policy (HO-3)
This policy offers building, personal property, loss of use and liability coverage to the owner/occupant(s) of a dwelling that is exclusively used as a private residence. Some of the coverages available on this policy include:
  • Scheduled Personal Property
  • Golf Cart Coverage
  • Water Back-up and Sump Overflow
  • Loss Assessment Coverage
  • Equipment Breakdown for Homeowners
  • Personal Injury Liability
  • Personal Property Replacement Cost
  • Special Computer Coverage
  • Refrigerated Products Coverage

Protector Homeowners Policy (HO-4)
This policy offers personal property, loss of use and liability coverage to the occupant(s) of a tenant-occupied dwelling, condominium or apartment. The dwelling unit must be used for residential purposes only. Some of the coverages available on this policy include:

  • Scheduled Personal Property
  • Golf Cart Coverage
  • Special Computer Coverage
  • Personal Injury Liability
  • Personal Property Replacement Cost
  • Refrigerated Products Coverage

Protector Homeowners Policy (HO-6)
This policy offers building, personal property, loss of use and liability coverage to occupant(s) of an owner-occupied condominium or cooperative unit. The dwelling unit must be for residential purposes only. Some of the coverages available on this policy include:

  • Scheduled Personal Property
  • Golf Cart Coverage
  • Water Back-up and Sump Overflow
  • Loss Assessment Coverage
  • "Rented to Others" Endorsement
  • Personal Injury Liability
  • Personal Property Replacement Cost
  • Special Computer Coverage
  • Refrigerated Products Coverage
  • Equipment Breakdown for Homeowners

 


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